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11903 UPPER MANATEE RIVER ROAD, Bradenton, FL, 34212

5beds
4baths
2,300sqft
$4,000,000
$1,739price/sqft
$27,135/moest. monthly cost
$1,085,400/yrincome needed

About This Home

Located at the end of a long private driveway, this rare waterfront offering presents a truly unique opportunity along the banks of the Manatee River. Being offered together as one combined offering, these four separately parceled properties total just over 7 acres, with each parcel featuring approximately 100 feet of frontage on Upper Manatee River Road. Opportunities to acquire this much contiguous waterfront acreage under single ownership are becoming increasingly difficult to find. The property includes four existing residences with a variety of uses and possibilities. Two homes are currently leased, providing immediate income potential, one residence is ready for a major renovation or replacement, and the fourth is a two-story Key West-style home with solid character and room for a new owner’s vision. The largest home also includes a guest cottage and large storage barn, ideal for car collectors, RV storage, workshop space, or additional flexibility rarely found on waterfront property. With no deed restrictions, the possibilities here are extensive. Deep water access to the Manatee River, combined with acreage of this size and a location just north of the rapidly expanding Lakewood Ranch area, creates a compelling opportunity for a family compound, private estate, redevelopment project, or long-term waterfront investment. Large waterfront acreage is rare. Four contiguous riverfront parcels offered together is even more uncommon.

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

8/10
8/10
5/10

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 180
  • Dimensions: 15x12

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 180
  • Dimensions: 15x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Second
  • Area: 736
  • Dimensions: 32x23

Features

  • Solid Wood Cabinets,Stone Counters,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,800
  • Total interior livable area: 2,300 sqft

Kitchen

  • Features: Pantry
  • Level: Second
  • Area: 221
  • Dimensions: 13x17

Living Room

  • Level: Second
  • Area: 736
  • Dimensions: 32x23

Primary Bathroom

  • Features: Tub With Shower
  • Level: Second

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 225
  • Dimensions: 15x15

Property

Details

  • Parcel number: 544100001
  • Zoning: RSF3/C
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Patio,Porch
  • Has view: Yes
  • View description: Trees/Woods,River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front,River Access
  • Residential vegetation: Fruit Trees,Trees/Landscaped

Lot

  • Lot size: 1.79 Acres

Parking

  • Total spaces: 2
  • Parking features: Boat,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Coastal Flooding
Tsunami

FEMA Declared Disasters in Manatee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $20,226$242,712
Home Insurance *$2,119$25,428
Property Taxes $4,559$54,708
Electricity $231$2,777
Total$27,135$325,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$930,342/yr
40% on housing$814,050/yr
45% on housing$723,600/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,739This listing

vs Other Active Listings

Avg $/sqft

ZIP 34212$236
Manatee County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 34212$253
Manatee County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-27Listed for sale$4,000,000
2010-09-29Sold$485,000
2009-04-08Sold$675,000
2009-01-26Price change$995,000
2008-11-22Price change$1,095,000
2008-04-17Price change$1,195,000
2008-04-10Listed for sale$1,950,000
1997-10-16Sold$155,000

For Sale by Agent

AgentJoe Murphy
BrokerageCOLDWELL BANKER REALTY

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