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11614 16th Cir NE, Saint Michael, MN, 55376

4beds
3baths
3,282sqft
$469,990
$143price/sqft
$3,287/moest. monthly cost
$131,480/yrincome needed

About This Home

Conventional 4.875%/4.9249% APR if closing by June 26th with seller preferred lender. FHA and VA options also available. Call for further details. As soon as you pull up, you'll notice the front porch, perfect for enjoying evenings in the scenic Riverview Preserve community. Stepping inside, you'll love the wide foyer space and flex room, perfect for a home office. Walking through to the back of the home, the open concept kitchen, dining, and family room are the perfect spaces to entertain. The kitchen features stained soft close cabinets and quartz countertops. Upstairs you'll find 4 bedrooms plus a loft, and the laundry room.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle,Pitched
  • Construction materials: Concrete,Frame

Other

  • Builder name: HANS HAGEN HOMES AND M/I HOMES

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,ENERGY STAR Qualified Appliances,Exhaust Fan,Humidifier,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater,Washer
  • Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Drain Tiled,Concrete,Sump Pump,Unfinished

Bedroom

  • Level: Upper
  • Area: 224
  • Dimensions: 16x14

Bedroom2

  • Level: Upper
  • Area: 154
  • Dimensions: 14x11

Bedroom3

  • Level: Upper
  • Area: 156
  • Dimensions: 13x12

Bedroom4

  • Level: Upper
  • Area: 130
  • Dimensions: 13x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Family Room

  • Level: Main
  • Area: 256
  • Dimensions: 16x16

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric,Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,682

Flex Room

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,282
  • Total interior livable area: 3,282 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Loft

  • Level: Upper
  • Area: 182
  • Dimensions: 14x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 114429001060
  • Zoning description: Residential-Single Family
  • Foundation area: 1102

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch
  • Fencing: None

Lot

  • Lot size: 7,641 sqft
  • Features: Sod Included in Price,Tree Coverage - Light
  • Lot size dimensions: 40 x 130 x 66 x 130

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Wright County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$263$3,156
Property Taxes $372$4,464
Electricity $276$3,321
Total$3,287$39,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,697/yr
40% on housing$98,610/yr
45% on housing$87,653/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 55376$182
Wright County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 55376$181
Wright County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$487,990
2026-04-15Price change$499,990
2026-03-22Price change$524,990
2026-01-24Listed for sale$546,745
2025-11-15Listing removed$546,745
2025-10-08Listed for sale$546,745
2025-09-30Listing removed$546,745
2025-09-27Listed for sale$546,745

New Construction Spec

AgentMitch Rosengren
BrokerageM/I Homes

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