




16921 Us Highway 550, Aztec, NM, 87410
About This Home
''Inca Gold'' offers a rare multi-family investment opportunity on 10.38 irrigated acres located on the site of the historic stagecoach stop and rail town of Inca, NM, just 19 minutes from Durango, CO and 13 minutes from Aztec, NM. This property features two existing residential units with the potential to add numerous RV or mobile home sites, creating a highly versatile income-producing asset. The first unit is a 1977 Schultz 14x66 with a 455-square-foot addition, featuring three bedrooms, two baths, two living areas, a kitchen with a gas stove, a primary suite with en suite bath, and two covered porches. The second unit is a 2000 Palm Harbor 16x76 with three bedrooms and two baths, ready for renovation or immediate rental. Both homes are fully connected to a domestic well, and propane is provided for free to the west home. Natural gas and community water taps are available at the property line, providing flexibility for additional units or expansion. A detached 1,800-square-foot garage and workshop with an 800-square-foot cellar offers additional storage or rental possibilities. The property also includes a metal shed and greenhouse with propane heaters, supporting year-round agricultural use or extra tenant amenities. The irrigated land, equipped with 10-inch piping, pumps, and sprinklers, is ideal for gardening, livestock, or other value-added uses. With ample space for RV or mobile home placement, open pastures, and established apricot and peach trees, this property presents a rare opportunity to expand beyond the existing two units and create a robust multi-family community. Its strategic location near highways, easy access to Durango and Aztec, and strong water infrastructure make this an ideal long-term investment for developers or entrepreneurs seeking both immediate income and future growth potential.
Getting Around
Schools
Construction
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
Heating & Cooling
- Heating features: Propane
- Cooling features: Evaporative Cooling,Window Unit(s)
Property
Details
- Zoning description: None - County
Features
- Levels: One
- Stories: 1
Parking
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
- Cold Wave
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Juan County and New Mexico
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,896 | $22,752 |
| Home Insurance * | $152 | $1,824 |
| Property Taxes | $162 | $1,944 |
| Electricity | $148 | $1,780 |
| Total | $2,358 | $28,296 |
Income You'd Need if You Spent...
New Mexico FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-20 | Price change | $375,000 |
| 2026-05-04 | Price change | $389,000 |
| 2025-11-01 | Price change | $399,000 |
| 2025-09-27 | Listed for sale | $432,000 |
