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907 Stablewatch Dr, Independence, KY, 41051

4beds
3baths
0sqft
$546,220
--price/sqft
$3,577/moest. monthly cost
$143,080/yrincome needed

About This Home

The Truman is truly a beautifully designed home . This open floor plan with 2 story wall of windows in the Family room will not disappoint! Nor will the GORGEOUS KITCHEN! Yes a CHEF'S KITCHEN.... Great Island for up to 5 stools! This home has 3 Car Garage, 9' First floor ceilings, 2 Office spaces on 1st floor, 2nd floor laundry... It keeps going!!! Come take a look!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
8/10
Woodland Middle SchoolGrades 6-82.6 mi
6/10
Scott High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Brick,Concrete,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Electric Oven,Gas Cooktop,Dishwasher,Disposal,Microwave
  • Laundry features: Electric Dryer Hookup,Upper Level,Washer Hookup

Basement

  • Has basement: Yes

Bedroom2

  • Features: Carpet Flooring
  • Level: Second
  • Area: 143.319
  • Dimensions: 11.11 x 12.9

Bedroom3

  • Features: Carpet Flooring
  • Level: Second
  • Area: 167.58
  • Dimensions: 13.3 x 12.6

Bedroom4

  • Features: Carpet Flooring
  • Level: Second
  • Area: 163.75
  • Dimensions: 12.5 x 13.1

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast Room

  • Features: Luxury Vinyl Flooring
  • Level: First
  • Area: 132.3
  • Dimensions: 13.5 x 9.8

Den

  • Features: Luxury Vinyl Flooring
  • Level: First
  • Area: 186.3
  • Dimensions: 13.5 x 13.8

Family Room

  • Features: Luxury Vinyl Flooring
  • Level: First
  • Area: 385.86
  • Dimensions: 17.7 x 21.8

Features

  • Kitchen Island,Walk-In Closet(s),Smart Thermostat,Smart Home,Pantry,Granite Counters,Vaulted Ceiling(s)
  • Window features: Vinyl Frames
  • Number of fireplaces: 1
  • Fireplace features: Stone,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Kitchen

  • Features: Kitchen Island,Eat-in Kitchen,Pantry,Wood Cabinets,Luxury Vinyl Flooring,Crown Molding
  • Level: First
  • Area: 233.1
  • Dimensions: 21 x 11.1

Office

  • Features: French Doors,Luxury Vinyl Flooring
  • Level: First
  • Area: 162.75
  • Dimensions: 10.5 x 15.5

Primary Bedroom

  • Features: Carpet Flooring,Walk-In Closet(s),Bath Adjoins
  • Level: Second
  • Area: 324.72
  • Dimensions: 19.8 x 16.4

Property

Details

  • Other equipment: Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Features: Level
  • Lot size dimensions: Irr

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage,Garage Faces Front,Off Street,On Street,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,761$33,132
Home Insurance *$226$2,712
Property Taxes $436$5,232
Electricity $154$1,850
Total$3,577$42,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,640/yr
40% on housing$107,310/yr
45% on housing$95,386/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 41051$187
Kenton County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 41051$190
Kenton County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-28Listed for sale$546,220

New Construction

AgentWestly Bittlinger
BrokerageNew Home Star Kentucky, LLC

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