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171 Long Pond Loop, Swansboro, NC, 28584

2beds
1baths
800sqft
$250,000
$313price/sqft
$1,595/moest. monthly cost
$63,800/yrincome needed

About This Home

Live Life At A Coastal Pace! This thoughtfully designed 2-bedroom coastal cabin combines a relaxed coastal style with easy-care finishes. Interior features include shiplap ceilings in the bright and open living space and kitchen, durable LVP flooring, quartz countertops, refrigerator, washer, dryer, and a combination tub/shower, creating an inviting open plan home inspired by the coast and designed for life. Outside, enjoy the fenced yard and storage shed with electrical service--ideal for beach gear, bikes, tools, and all the extras that come with coastal living. The HOA provides lawn maintenance, water, trash service, and internet, making ownership simple whether you're here year-round or escaping to the coast whenever you can. Community amenities extend the lifestyle beyond your front door with a community garden, outdoor entertaining space with tables, grills and firepits, a dog park, guest parking area, deeded boat and kayak water access--perfect for making the most of life near the water. Boat and RV storage (available for an additional fee). Coastal Cabins at Old Horse is less than 10 minutes from the Emerald Isle, NC bridge, putting the beach, boating, shopping, dining, and entertainment within easy reach while offering a relaxed place to unwind at the end of the day. These are the final opportunities in Phase 1 ready for you to come and enjoy everything the Crystal Coast has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

10/10
White Oak ElementaryGrades PK-55.1 mi
7/10
Broad Creek Middle SchoolGrades 6-810.8 mi
9/10
Croatan High SchoolGrades 9-129.0 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle,Metal
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Built-In Microwave,Washer,Refrigerator,Range,Dryer,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Master Downstairs,Vaulted Ceiling(s),High Ceilings,Ceiling Fan(s)
  • Flooring: LVT/LVP

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Property

Details

  • Parcel number: 537703028943000
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Front Porch
  • Fencing: Metal/Ornamental,Fenced
  • Has view: Yes
  • View description: None
  • Waterfront features: Water Access Comm
  • Frontage type: See Remarks
  • Living area range: 800 - 999

Lot

  • Features: Water Access Comm,Landscaped

Parking

  • Parking features: Concrete,Parking Pad

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Coastal Flooding
Ice Storm
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Carteret County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$49$588
Property Taxes $82$984
Electricity $200$2,405
Total$1,595$19,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,685/yr
40% on housing$47,850/yr
45% on housing$42,533/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 28584$175
Carteret County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 28584$216
Carteret County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Listed for sale$251,000
2026-08-09Listing removed$250,000
2026-07-28Price change$250,000
2026-05-15Price change$250,600
2025-09-29Listed for sale$245,000

New Construction

AgentJessica Sulzen
BrokerageBraken, LLC

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