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718 Pointer Cir, Center Point, IA, 52213

5beds
3baths
2,798sqft
$489,900
$175price/sqft
$3,801/moest. monthly cost
$152,040/yrincome needed

About This Home

Stunning New Construction in Quiet Center Point! Don’t miss this beautifully crafted home offering exceptional space, quality finishes, and unbeatable value—all in a prime location. Nestled on a quiet side street and a picture-perfect corner lot, you’ll be just a short walk from Center Point-Urbana High School and nearby amenities. Inside, the home features 5 spacious bedrooms and 3 full bathrooms, including a fully finished basement with endless possibilities. The heart of the home is a chef-inspired kitchen with quartz countertops, an oversized island, and stainless-steel appliances—perfect for entertaining or everyday living. Two bonus storage areas below add even more functional space. Looking for garage space? The 51-foot deep third stall is a rare find—freshly painted with epoxy floors—ideal for storing a boat, camper, workshop, or multiple vehicles. This home truly has it all. Schedule your showing today and see the difference for yourself! Some photos virtually staged. Interested in extra upgrades like a wet bar, extended concrete patio or even garage heater? Builder is willing to add extra upgrades to a buyer's specification! Some photos virtually staged.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Construction materials: Partial Stone,Vinyl,Frame

Other

  • Builder name: Pointer Real Estate LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range Or Oven,Refrigerator
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Vaulted Ceiling(s),Family Room On Main Level,Breakfast Bar
  • Fireplace features: None
  • Finished area below ground: 1,250
  • Finished area above ground: 1,548

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,798
  • Total interior livable area: 2,798 sqft

Property

Details

  • Parcel number: 050930401600000
  • Zoning: Res
  • Special condition: Standard

Features

  • Patio & porch: Patio

Lot

  • Features: Less Than Half Acre
  • Lot size dimensions: Irr

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$385$4,620
Property Taxes $731$8,772
Electricity $208$2,504
Total$3,801$45,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,320/yr
40% on housing$114,030/yr
45% on housing$101,360/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 52213$335
Linn County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 52213$131
Linn County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$493,500
2026-05-02Listing removed$493,900
2026-04-09Price change$493,900
2025-12-12Listed for sale$495,000
2025-12-02Listing removed$495,000
2025-09-29Listed for sale$495,000

New Construction

AgentJeremy Trenkamp
BrokerageRealty87

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