40 Lake Loretta Dr, Lake Ariel, PA, 18436
About This Home
Enjoy Lake life in this 2-bedroom, 1 bath ranch, on a corner lot, in Jefferson Twp, with lake rights to both Lake Loretta & Lake Spangenberg. The main level offers hardwood floors, new stainless-steel appliances, a brand-new handicap-accessible shower, and a large heated enclosed porch with lake views. The partially finished basement features a Family room with a cozy wood-burning stove and laundry area, Outdoors, the property includes a partially fenced yard, a shed, a gravel driveway, and plenty of space to entertain. Whether you're looking for a full-time residence or a peaceful retreat, this home combines comfort, convenience, and lake-life living in the desirable North Pocono School district.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1976
Materials
- Foundation: Block
- Roof: Composition
- Construction materials: Brick,T1-11
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Stainless Steel Appliance(s),Refrigerator,Free-Standing Electric Range
Basement
- Has basement: Yes
- Basement: Daylight,Sump Pump,Partially Finished,Heated,Full
Bathroom1
- Area: 56.25
- Dimensions: 7.5 x 7.5
Bedroom1
- Area: 115
- Dimensions: 11.5 x 10
Bedroom2
- Area: 109.25
- Dimensions: 11.5 x 9.5
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Family Room
- Area: 495
- Dimensions: 22.5 x 22
Features
- Eat-in Kitchen
- Flooring: Laminate,Wood,Vinyl
- Attic: Crawl Opening
- Finished area below ground: 485
- Finished area above ground: 1,000
Heating & Cooling
- Heating features: Baseboard,Wood Stove,Propane,Hot Water,Oil
- Cooling features: None
Interior Area
- Total structure area: 1,485
- Total interior livable area: 1,485 sqft
Kitchen
- Area: 156
- Dimensions: 13 x 12
Living Room
- Area: 230
- Dimensions: 20 x 11.5
Property
Details
- Parcel number: 14003010037
- Zoning: R1
Features
- Stories: 1
- Exterior features: Storage
- Has view: Yes
- Waterbody name: Lake Loretta
- Frontage length: 120.00
Lot
- Lot size: 0.28 Acres
- Features: Back Yard,Views,Sloped Down,Front Yard,Few Trees,Corner Lot,Cleared
- Lot size dimensions: 100 x 120
Parking
- Total spaces: 4
- Parking features: Driveway,Private,Off Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,339 | $16,068 |
| Home Insurance * | $159 | $1,908 |
| Property Taxes | $309 | $3,708 |
| Electricity | $224 | $2,692 |
| Total | $2,031 | $24,372 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-30 | Price change | $264,900 |
| 2025-09-29 | Listed for sale | $269,900 |
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