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16101 Rob Roy MS MC, Nathrop, CO, 81236

0beds
0baths
560sqft
$895,000
$1,598price/sqft
$5,231/moest. monthly cost
$209,240/yrincome needed

About This Home

Imagine owning the historic Rob Roy lode and millsite claim, with a patented grant signed into record by Theodore Roosevelt in 1904. These secluded yet accessible historical patented copper & silver mining claim and mill-site parcels are surrounded by the San Isabel National Forest. The millsite parcel borders Chalk Creek! Decreed water rights for 1 CFS of water from ANOTHER creek that runs right through this property, creating a lush and green mountain oasis, and an abundance of wildflowers in the summer. There is a sturdy dry cabin built with beautiful historical bricks, and it has a solid metal roof. This cozy cabin with a vaulted ceiling offers two beautiful wood stoves and has designated areas for bathing, dining, sleeping, and cooking. You can hear and see Chalk Creek through the windows. This project was well-planned with a stone patio, stone walkways, multiple stone terraces, and retaining walls surrounding this charming abode. An adjacent structure houses a one-car garage, 2 firewood storage areas, a utility shed, and a separate storage area. The millsite parcel offers 4 pristine acres of treed creekside paradise with a private pathway that leads directly into the National Forest along Chalk Creek. The mining parcel is on the other side of the road, very close to the millsite parcel, but not quite touching it. You can easily walk from one to the other. The separate creek has a great flow and starts near a beautiful waterfall northwest of these properties. This creek can still flow through September. All showings must be by appointment only and shown with a licensed real estate agent. There is surveillance at these properties. No trespassing, please.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

6/10
5/10
Buena Vista Middle SchoolGrades 6-813.1 mi
7/10
Buena Vista High SchoolGrades 9-1212.9 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1962

Materials

  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Bonus Room

  • Level: Main

Features

  • High Ceilings,No Stairs,Open Floorplan,Vaulted Ceiling(s)
  • Flooring: Parquet,Wood
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area above ground: 560

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 560
  • Total interior livable area: 560 sqft

Property

Details

  • Parcel number: 342526200820
  • Special condition: Standard
  • Exclusions: Sellers Personal Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio
  • Exterior features: Fire Pit
  • On waterfront: Yes
  • Waterfront features: Stream,Waterfront
  • Residential vegetation: Grassed,Heavily Wooded,Natural State

Lot

  • Lot size: 14.33 Acres
  • Features: Borders National Forest,Many Trees,Meadow,Mountainous,Secluded,Sloped

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Avalanche
    AvalancheRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Avalanche
Inland Flooding
Landslide
Winter Weather
Hail
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$304$3,648
Property Taxes $216$2,592
Electricity $186$2,232
Total$5,231$62,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,348/yr
40% on housing$156,930/yr
45% on housing$139,493/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.7%
17.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.8%
10.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,598This listing

vs Other Active Listings

Avg $/sqft

ZIP 81236$311
Chaffee County$335

vs Homes Sold Last Month

Median $/sqft

ZIP 81236—
Chaffee County$350

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-12Listed for sale$895,000

For Sale by Agent

AgentJo Reese
BrokerageFull Circle Real Estate Group

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