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0 Hillcrest Dr, Talladega, AL, 35160

0beds
0baths
--sqft
$5,000
--price/sqft
$271/moest. monthly cost
$10,840/yrincome needed

About This Home

Looking to build a getaway cabin or home in a neighborhood that has a pool, clubhouse, and lake access? This could be the lot for you!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

--
Graham Elementary SchoolGrades PK-60.4 mi
1/10
3/10
Talladega High SchoolGrades 9-121.4 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Interior

Basement

  • Basement:

Property

Lot

  • Lot size: 0.34 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Strong Wind
Hail
Heat Wave
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $25$300
Home Insurance *$5$60
Property Taxes $1$12
Electricity $240$2,881
Total$271$3,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$9,291/yr
40% on housing$8,130/yr
45% on housing$7,226/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 35160$109
Talladega County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 35160$115
Talladega County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-02Listed for sale$5,000
2025-11-06Listing removed$5,000
2025-09-29Listed for sale$5,000

For Sale by Agent

AgentJulie Watson
BrokerageEXIT REALTY CHEAHA

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