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210 & 212 W 2nd St, Breckenridge, TX, 76424

2beds
1baths
740sqft
$49,960
$68price/sqft
$643/moest. monthly cost
$25,720/yrincome needed

About This Home

INVESTMENT PROPERTY! This 0.321 Acres is located in residential area north side of town, with a 740 sq ft house and 504 sq ft Carport with new steel roof on one lot. There is a BONUS LOT that has already been cleared off and ready to start your next project. Seller is willing to Owner finance with the terms being $25,000 down and $520 per month for 48 months. NO INTEREST ADDED ON PAYMENTS! Let's take a look!

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
South Elementary SchoolGrades 3-50.9 mi
5/10
Breckenridge High SchoolGrades 9-120.3 mi

Construction

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Cable TV

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total interior livable area: 740 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: R13976

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.32 Acres
  • Lot size dimensions: 100 x 140

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Strong Wind
Cold Wave
Heat Wave
Tornado
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $252$3,024
Home Insurance *$106$1,272
Property Taxes $47$564
Electricity $238$2,859
Total$643$7,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,045/yr
40% on housing$19,290/yr
45% on housing$17,146/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -11.0%
-11.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$68This listing

vs Other Active Listings

Avg $/sqft

ZIP 76424$108
Stephens County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 76424
Stephens County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-15Price change$49,960
2025-09-30Listed for sale$54,000

For Sale by Agent

AgentJeannine Herrington
BrokerageH Bar Realty

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