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118 Spring Farm Rd, Saint Paul, MN, 55127

2beds
2baths
2,277sqft
$1,316,432
$578price/sqft
$8,800/moest. monthly cost
$352,000/yrincome needed

About This Home

Welcome to the newest development in the sought-after Community of North Oaks - Spring Farm! Incredible opportunity to custom build a gorgeous Patio Home. This luxurious Patio Home features all living facilities on one level, built by Wooddale Builders, Inc. w/exceptional quality & detail. This gorgeous property offers an open floor plan w/a gourmet kitchen featuring quartz counters, custom cabinetry, SS appliances & walk-in designer pantry. GR has 10' ceiling w/3 sided gas FP which leads you to the 4 season porch, Dinette has patio doors to lovely 3 season porch. The Owners Suite has a private bath w/heated flrs, CT shower, makeup counter & designer closet. The study features glass bi-pass doors, Bdr 2 w/walk-in closet, Mudroom w/2 closets, bench & custom cabinetry. 2nd bath w/CT flrs & tub/shower. Large storage closet off Mudroom. Enjoy all that North Oaks has to offer which includes: miles of trails, beach access, playgrounds, East & West Rec. + more. Come see us today & let Wooddale build your dream!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
6/10
Central Middle SchoolGrades 6-82.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Frame

Other

  • Builder name: WOODDALE BUILDERS INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Humidifier,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Gas Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: None

Bedroom

  • Level: Main
  • Area: 208
  • Dimensions: 16x13

Bedroom2

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Features

  • Number of fireplaces: 1
  • Fireplace features: Double Sided,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,277

Great Room

  • Level: Main
  • Area: 270
  • Dimensions: 15x18

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,277
  • Total interior livable area: 2,277 sqft

Kitchen

  • Level: Main
  • Area: 342
  • Dimensions: 19x18

Laundry

  • Level: Main
  • Area: 150
  • Dimensions: 10x15

Other

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Other

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Patio

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Storage

  • Level: Main
  • Area: 104
  • Dimensions: 13x8

Study

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Property

Accessibility

  • Accessibility features: No Stairs External,No Stairs Internal

Details

  • Parcel number: 093022210109
  • Zoning description: Residential-Single Family
  • Foundation area: 2277

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio,Rear Porch,Screened
  • Fencing: None

Lot

  • Lot size: 0.32 Acres
  • Features: Irregular Lot,Sod Included in Price,Tree Coverage - Light
  • Lot size dimensions: 80 x 189 x 82 x 182

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Garage,Garage Door Opener,Insulated Garage,Other
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Landslide
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,656$79,872
Home Insurance *$647$7,764
Property Taxes $1,305$15,660
Electricity $192$2,304
Total$8,800$105,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$301,714/yr
40% on housing$264,000/yr
45% on housing$234,666/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$578This listing

vs Other Active Listings

Avg $/sqft

ZIP 55127$224
Ramsey County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 55127$215
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-01Price change$1,316,432
2025-09-30Listed for sale$1,286,091
2024-01-02Sold$223,124

New Construction

AgentJennifer Eibensteiner
BrokerageRE/MAX Results

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