527 W 143rd St APT 1, New York, NY, 10031
About This Home
Welcome to this beautiful HDFC (Income Restricted - see guidelines below) home nestled in the heart of Hamilton Heights. It is currently configured as a 2-bedroom, 1-bath home with exposed brick walls, original prewar details, and high ceilings adding warmth and character throughout. This inviting apartment with low maintenance ($691) blends classic charm with comfort. The building is a Prewar HDFC co-op and features an elevator and newly installed video intercom system. Income Cap (165% AMI – 2025 Guidelines based on 2024 income): 1 Person: $187,110 | 2 People: $213,840 | 3 People: $240,570 | 4 People: $267,300 | 5 People: $288,750 Pets welcome Sublets allowed (with conditions) Non-smoking building Primary residence only – no investors Financing up to 90% allowed 30% flip tax on seller's profit No current assessments The Neighborhood: Experience the vibrancy of Hamilton Heights — home to rich history, stunning architecture, and a thriving local scene. Stroll to Riverbank State Park or Jackie Robinson Park, explore cafes and eateries, and enjoy convenient access to the 1/A/B/C/D trains at 145th Street for an easy commute.
Getting Around
Walker's Paradise
Rider's Paradise
Very BikeableSchools
Construction
Condition
- Year built: 1910
Type & Style
- Home type: Cooperative
- Property subType: Coop
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Hardwood
Interior Area
- Total structure area: 0
Property
Details
- Special condition: Restricted Sale
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in New York County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance * | $1,341 | $16,092 |
| Property Taxes | $236 | $2,832 |
| Electricity | $246 | $2,954 |
| Total | $3,840 | $46,080 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-12 | Listed for sale | $425,000 |
| 2026-02-03 | Listing removed | $425,000 |
| 2025-09-30 | Listed for sale | $425,000 |
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