0 Elderberry New Town, Saint Charles, MO, 63301
About This Home
The Elderberry offers a practical and inviting layout exclusively for The New Town at St. Charles community. 2 bedrooms and 2 baths, providing 1,126 square feet of living space on the main floor. Great alternative to a condo or villa. The floor plan highlights an optional low-profile electric linear fireplace for cozy ambiance and an upgraded kitchen for a modern culinary experience. Impressive list of INCLUDED features with our Signature Series Bonus Package: GRANITE kitchen counters, full sod yard with professional landscaping, 10 yr foundation leakage warranty, architectural shingles, laminate flooring in entryway, stainless steel appliances, built-in microwave, dishwasher & smooth top range, PestShield system, tilt in windows, adult height vanity & shower w/ seat in Owner’s Bath, enclosed soffit/fascia, soft close cabinets, 50 gallon water heater, upgraded insulation & moreThe exterior is available in three elevations (A, B, and C), offering stylish curb appeal.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: To Be Built,New Construction
- New construction: Yes
Materials
- Construction materials: Vinyl Siding
Other
- Builder name: Houston Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Dishwasher,Disposal,Microwave,Electric Range,Electric Oven,Stainless Steel Appliance(s)
Basement
- Has basement: Yes
- Basement: Finished,Full,Concrete,Sump Pump
Bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 90
- Dimensions: 10 x 9
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Breakfast Room
- Features: Floor Covering: Vinyl
- Area: 150
- Dimensions: 10 x 15
Features
- Kitchen/Dining Room Combo,Breakfast Room,Kitchen Island,Eat-in Kitchen,Granite Counters,Pantry,Walk-In Closet(s),Shower
- Flooring: Carpet
- Finished area above ground: 1,126
Great Room
- Features: Floor Covering: Carpeting
- Area: 196
- Dimensions: 14 x 14
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,126
- Total interior livable area: 1,126 sqft
Kitchen
- Features: Floor Covering: Vinyl
- Area: 182
- Dimensions: 14 x 13
Primary Bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 130
- Dimensions: 10 x 13
Property
Details
- Special condition: Standard
Features
- Levels: One
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Features: Views,Waterfront
- Lot size dimensions: Various lot sizes
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $232 | $2,784 |
| Property Taxes | $353 | $4,236 |
| Electricity | $141 | $1,693 |
| Total | $2,748 | $32,976 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-04-09 | Listed for sale | $399,900 |
View on Zillow