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198 West St #A & B, New Braunfels, TX, 78130

--beds
--baths
2,328sqft
$299,000
$128price/sqft
$2,222/moest. monthly cost
$88,880/yrincome needed

About This Home

Duplex side one is a 2BD 2BA with a garage. Side two is a 3BD 2BA with no garage. It is in a nice neighborhood with large lots and trees. It is easy access to New Braunfels and Seguin. This is a great investor property, as both sides are currently rented.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
5/10
Canyon Middle SchoolGrades 6-84.1 mi
7/10
Canyon High SchoolGrades 9-124.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1981

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick,Masonry

Other

  • Builder name: Leland Seidel

Type & Style

  • Home type: MultiFamily
  • Architectural style: Ranch
  • Property subType: Duplex,Multi Family,Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Some Electric Appliances
  • Laundry features: Electric Dryer Hookup

Features

  • Bookcases,Built-in Features,Ceiling Fan(s),Custom Cabinets,Kitchen/Dining Combo
  • Flooring: Carpet,Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Stone,Wood Burning
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Electric,Multiple Heating Units
  • Cooling features: 2 Units

Interior Area

  • Total interior livable area: 2,328 sqft

Property

Accessibility

  • Accessibility features: Level Lot

Details

  • Parcel number: 26028
  • Attached to another structure: Yes
  • Zoning description: Duplex (R-2)

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Back Yard,Chain Link,Other,See Remarks,Wood
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 0.37 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Converted Garage,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Heat Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$160$1,920
Property Taxes $296$3,552
Electricity $255$3,067
Total$2,222$26,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,182/yr
40% on housing$66,660/yr
45% on housing$59,253/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.4%
4.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 78130$186
Guadalupe County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 78130$161
Guadalupe County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-07Listed for sale$345,000

For Sale by Agent

AgentSandra Nolte
BrokerageHomecity Real Estate

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