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104 S Monroe St, Hinsdale, IL, 60521

7beds
8baths
7,500sqft
$3,600,000
$480price/sqft
$25,549/moest. monthly cost
$1,021,960/yrincome needed

About This Home

Welcome to 104 S. Monroe - Brand new luxury construction in the heart of Hinsdale. This stunning 7-bedroom, 7.5-bath Belgian farmhouse-inspired home blends timeless architecture with modern luxury, featuring 12-foot ceilings, chevron white oak floors, and a dramatic double-sided limestone fireplace. The open-concept design centers around a spectacular chef's kitchen with a 10-ft waterfall quartzite island, separate scullery with second dishwasher, and sun-filled great room with floor-to-ceiling windows.The primary suite retreat offers cathedral ceilings, a fireplace, spa-inspired bath with heated floors, wet room with Kohler shower and soaking tub, and a custom-designed walk-in closet room. All second-floor bedrooms are en-suite, while the third-floor en-suite provides a perfect private space for guests. The finished lower level includes a state-of-the-art media room, recreation space with a custom wet bar, plus a 7th bedroom or fitness room and full bath. Outdoor living features four separate patios, including a covered terrace with a stone gas fireplace-ideal for year-round entertaining. Additional highlights include a three-car heated garage with a flexible third bay for a golf simulator, wellness studio, or extra recreation space. Located just steps from downtown Hinsdale, and Blue Ribbon award-winning Monroe Elementary, Hinsdale Middle School, and Hinsdale Central High School.

Getting Around

80
WalkingVery Walkable
33
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

9/10
Monroe Elementary SchoolGrades K-50.3 mi
8/10
9/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Construction materials: Brick,Cedar,Shake Siding,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,High End Refrigerator,Freezer,Disposal,Indoor Grill,Cooktop,Range Hood,Gas Cooktop,Gas Oven,Humidifier
  • Laundry features: Upper Level,Gas Dryer Hookup,Electric Dryer Hookup,In Unit,Laundry Closet,Sink

Basement

  • Has basement: Yes
  • Basement: Finished,Egress Window,Rec/Family Area,Storage Space,Full

Bathroom

  • Features: Separate Shower,Double Sink,European Shower,Full Body Spray Shower,Soaking Tub

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 8
  • Full bathrooms: 7
  • 1/2 bathrooms: 1

Dining Room

  • Features: Separate

Features

  • Vaulted Ceiling(s),Dry Bar,Wet Bar,1st Floor Bedroom,In-Law Floorplan,1st Floor Full Bath,Built-in Features,Walk-In Closet(s),Beamed Ceilings,Open Floorplan,Special Millwork,Pantry,Quartz Counters
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Double Sided,Gas Log,Gas Starter,Family Room,Living Room,Master Bedroom,Grand Entry Hall
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Sep Heating Systems - 2+,Zoned,Radiant Floor
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 0
  • Total interior livable area: 7,500 sqft

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0911213009
  • Special condition: None
  • Other equipment: Sump Pump

Features

  • Stories: 3
  • Patio & porch: Patio

Lot

  • Lot size: 0.41 Acres
  • Lot size dimensions: 90x183

Parking

  • Total spaces: 3
  • Parking features: Concrete,Garage Door Opener,Heated Garage,Garage,Yes,Garage Owned,Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $18,203$218,436
Home Insurance *$1,100$13,200
Property Taxes $5,670$68,040
Electricity $576$6,922
Total$25,549$306,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$875,965/yr
40% on housing$766,470/yr
45% on housing$681,306/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$480This listing

vs Other Active Listings

Avg $/sqft

ZIP 60521$417
DuPage County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 60521$395
DuPage County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-14Price change$3,750,000
2026-03-12Listed for sale$3,900,000
2026-03-12Listing removed$3,900,000
2025-11-14Listed for sale$3,900,000
2022-03-11Sold$516,000
2022-01-12Contingent$559,000
2021-12-09Listed for sale$559,000
2021-02-04Listing removed$650,000
2021-01-18Price change$650,000
2019-08-20Listed for sale$900,000

New Construction

AgentBriana Murray, CSC
Brokerage@properties Christie's International Real Estate

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