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5378 Oak Crest Ln #114/115, Lenoir, NC, 28645

4beds
5baths
4,041sqft
$1,145,000
$283price/sqft
$7,228/moest. monthly cost
$289,120/yrincome needed

About This Home

This stunning custom home, crafted by Shaw Custom Builders, blends exceptional craftsmanship with superior construction for the ultimate in mountain living. Built with 2x6 framing for strength, energy efficiency, and durability, the home features artisanal finishes and custom millwork, including elegant bullnose edges throughout for a refined, seamless aesthetic. Spanning over 4,000 square feet, the home boasts an open-concept layout with thoughtfully defined spaces and floor-to-ceiling windows that flood the interiors with natural light and frame the breathtaking views of The Coves Mountain River Club. On the main floor, the primary suite offers a luxurious retreat with a stunning spa-like bathroom and an expansive walk-in closet. The gourmet kitchen features pecan wood cabinets with their distinctive grain patterns, a walk-in pantry for ample storage, and beautiful finishes throughout, while the main floor laundry adds convenience to everyday living. Upstairs, two guest bedrooms with private ensuite baths flank a versatile loft area, ideal for a home office, reading nook, or creative retreat. The lower level is designed for fun and relaxation, with a family/recreation room perfect for game nights or casual gatherings, another bedroom with ensuite bathroom, plus plenty of storage space to keep everything organized. Outdoor living shines with two levels of decks, including a screened-in upper deck for year-round enjoyment, all overlooking the beautiful Blue Ridge Mountain scenery. For outdoor enthusiasts, the home is just steps from trailheads leading directly to the Johns River, offering endless opportunities for hiking, fishing, and exploring nature. Best of all, it’s less than 5 miles from Wilson Creek, 40,000 acres of the Pisgah National Forest, an outdoor sportsman’s dream. Plus, you’re less than 30 minutes from Blowing Rock, Morganton, and Hickory and only 75 minutes from Charlotte International Airport, making this the perfect blend of luxury, adventure, and accessibility. Welcome Home!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
Collettsville SchoolGrades PK-80.7 mi
2/10
West Caldwell HighGrades 9-125.0 mi

Construction

Condition

  • Year built: 2015

Materials

  • Construction materials: Hardboard Siding

Other

  • Builder name: Shaw Custom Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Arts and Crafts
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Basement Shop,Finished,Interior Entry,Walk-Out Access,Walk-Up Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Basement

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Features

  • Flooring: Wood
  • Finished area below ground: 1,281
  • Finished area above ground: 2,760

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 2,760
  • Total interior livable area: 4,041 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Walk-In Pantry
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Upper

Primary Bedroom

  • Level: Main

Recreation Room

  • Level: Basement

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 0472A114
  • Zoning: PUD
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: Two
  • Stories: 2
  • Has spa: Yes
  • Spa features: Heated
  • Waterbody name: Johns River

Lot

  • Lot size: 3.70 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Cold Wave
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Caldwell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,789$69,468
Home Insurance *$481$5,772
Property Taxes $582$6,984
Electricity $376$4,516
Total$7,228$86,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$247,817/yr
40% on housing$216,840/yr
45% on housing$192,746/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 28645$169
Caldwell County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 28645$161
Caldwell County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$1,195,000
2026-04-08Price change$1,245,000
2025-09-30Listed for sale$1,295,000

For Sale by Agent

AgentStephenie Deesy
BrokerageMountainside Realty, LLC

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