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LOT 2 River Bend Dr Unit A, Esko, MN, 55733

2beds
2baths
1,200sqft
$425,000
$354price/sqft
$2,880/moest. monthly cost
$115,200/yrincome needed

About This Home

The moment you have been waiting for is here! A new subdivision in Esko with gorgeous lots located just a couple of blocks from the Esko school. City sewer is in to each lot via a gravity feed. Building lots available for a slab home or walkout basement depending on your needs. 4 lots are still available with beautiful Midway river frontage, each lot has a designated viewing area of the river. . If Townhome living is more your speed, take this opportunity to secure a to be built Townhome on one of lots 1-4. Take a walk out to River Bend, the serenity and stunning landscape will make you feel right at home.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
10/10
Lincoln SecondaryGrades 7-120.5 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl,Frame/Wood

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,200

Heating

  • Heating features: In Floor Heat

Interior Area

  • Total interior livable area: 1,200 sqft

Master Bathroom

  • Features: Full Master

Property

Details

  • Parcel number: TBD

Lot

  • Lot size: 0.61 Acres
  • Lot size dimensions: Irr

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Hail
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Carlton County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$179$2,148
Property Taxes $382$4,584
Electricity $170$2,050
Total$2,880$34,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,742/yr
40% on housing$86,400/yr
45% on housing$76,800/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$354This listing

vs Other Active Listings

Avg $/sqft

ZIP 55733$219
Carlton County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 55733
Carlton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-30Listed for sale$425,000

New Construction

AgentMichelle Kuklinski
BrokerageAdolphson Real Estate - Cloquet

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