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34 North St, Madrid, NY, 13660

4beds
2baths
0sqft
$279,000
--price/sqft
$2,208/moest. monthly cost
$88,320/yrincome needed

About This Home

Endless Possibilities on a Huge Corner Lot – Over 3,600 Sq Ft of Charm & Opportunity. Located in a quaint, welcoming community, this meticulously maintained property offers versatile space with classic charm and modern comfort. Sitting proudly on a huge corner lot, it features a rare 4-car garage, a durable metal roof, and central air, combining timeless appeal with everyday practicality. Inside, large windows flood the home with natural light, highlighting the character and craftsmanship of a bygone era—perfectly preserved yet ready for today’s lifestyle. Whether you're dreaming of a residential retreat, an income-producing bed and breakfast, or even launching a commercial business, this property offers the flexibility to bring your vision to life (subject to local approvals). With public water and sewer, natural gas, and room to expand or customize, this is a rare opportunity to own a truly special property in a community where charm and convenience meet. Don’t miss this one-of-a-kind gem — schedule your showing today!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Door features: Insulated door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl

Heating

  • Heating features: Natural Gas,Hot Water

Interior Area

  • Total structure area: 3,900

Property

Details

  • Parcel number: 41.07023.1
  • Zoning description: COM 1

Features

  • Levels: Two,Two Story
  • Stories: 2
  • Patio & porch: Enclosed porch
  • Exterior features: Lighting

Lot

  • Lot size: 0.68 Acres
  • Features: Corner Lot,Level,Oversized
  • Lot size dimensions: 185 x 161

Parking

  • Total spaces: 4
  • Parking features: Automatic garage door,Detached garage,Oversized,Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$104$1,248
Property Taxes $448$5,376
Electricity $246$2,954
Total$2,208$26,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,702/yr
40% on housing$66,240/yr
45% on housing$58,880/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 13660
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13660$171
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$279,000
2025-09-30Listed for sale$299,000

For Sale by Agent

AgentLucille Kassian
BrokerageKassian Real Estate, LLC

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