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#120- 54 SE 910th Ave UNIT 120, Suwannee, FL, 32692

3beds
2baths
1,161sqft
$199,000
$171price/sqft
$1,470/moest. monthly cost
$58,800/yrincome needed

About This Home

Find your ideal coastal getaway in this beautiful 3-bedroom, 2-bathroom condo in Suwannee, FL! Enjoy stunning Gulf views and direct canal access to open water, making this property a dream for boating and fishing lovers. The condo includes its own private boat slip for your convenience. The well-kept community offers great amenities, including a private dock, a fenced-in pool, outdoor grills, and a fish-cleaning station—perfect for preparing your day's fresh catch. Whether you're relaxing on your balcony watching the sunset over the Gulf or heading out for an exciting day on the water, this condo provides the perfect mix of comfort and adventure.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

--
Ruth Rains Middle SchoolGrades 5-720.5 mi
2/10
Dixie County High SchoolGrades 8-1220.7 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Coastal
  • Roof: Metal
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave Hood,Convection Oven,Refrigerator,Washer/Dryer Stacked
  • Laundry features: Laundry Room,W/D Hookups

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Crown Molding,Decorative Lights,Quartz Counter
  • Door features: French Doors
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,161
  • Total interior livable area: 1,161 sqft

Master Bathroom

  • Features: Combo Tub & Shower,Dual Sinks,Walk-in Shower,Water Closet/Private Toilet

Master Bedroom

  • Features: 1 Master Suite,Dual Closets

Property

Details

  • Parcel number: 301312C285000E0120

Features

  • Exterior features: Balcony
  • Topography of land: Level

Lot

  • Features: Square,Cleared

Parking

  • Parking features: Under House,Asphalt
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Dixie County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$168$2,016
Property Taxes $99$1,188
Electricity $197$2,366
Total$1,470$17,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,400/yr
40% on housing$44,100/yr
45% on housing$39,200/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.6%
17.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.3%
10.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 32692$218
Dixie County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 32692
Dixie County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-10Price change$199,000
2025-04-08Listed for sale$255,000

For Sale by Agent

AgentBrad Smith
BrokerageUnited Country Smith & Associates Trenton

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