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2265 State Road 87, Saint Croix Falls, WI, 54024

3beds
1baths
1,248sqft
$549,900
$441price/sqft
$3,750/moest. monthly cost
$150,000/yrincome needed

About This Home

Less than an hour from downtown Minneapolis, this nearly 40-acre property offers the perfect blend of country living and convenience. Owned and cherished for 35 years, it’s now ready for someone new to enjoy. The property features multiple utility sheds, a full barn, a fenced dog run, fruit trees, and a large garden area with plenty of room to expand. Take in breathtaking countryside views from the front porch, while the cozy two-bedroom, one-bath home provides a warm and welcoming retreat. With easy access to major highways, commuting is a breeze—making this the ideal opportunity to create your own slice of country paradise.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1992

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bathroom

  • Level: Main
  • Area: 112
  • Dimensions: 8x14

Bedroom

  • Level: Main
  • Area: 208
  • Dimensions: 13x16

Bedroom2

  • Level: Main
  • Area: 208
  • Dimensions: 13x16

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,248

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Kitchen

  • Level: Main
  • Area: 252
  • Dimensions: 12x21

Laundry

  • Level: Main
  • Area: 112
  • Dimensions: 8x14

Living Room

  • Level: Main
  • Area: 256
  • Dimensions: 16x16

Other

  • Level: Main
  • Area: 192
  • Dimensions: 12x16

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020010870000
  • Zoning description: Other
  • Other equipment: Fuel Tank - Owned
  • Foundation area: 1248

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Chain Link

Lot

  • Lot size: 36.59 Acres
  • Lot size dimensions: 0 x 0

Parking

  • Total spaces: 3
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$309$3,708
Property Taxes $490$5,880
Electricity $171$2,054
Total$3,750$45,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,571/yr
40% on housing$112,500/yr
45% on housing$100,000/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$441This listing

vs Other Active Listings

Avg $/sqft

ZIP 54024$232
Polk County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 54024
Polk County$176

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$564,900
2026-03-07Price change$584,900
2026-01-26Price change$599,900
2026-01-23Price change$614,900
2026-01-02Price change$619,900
2025-11-23Price change$634,900
2025-10-01Listed for sale$649,900

For Sale by Agent

AgentMary F Rufledt
BrokerageElite Realty Group, LLC

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