197 Wheeler Road #90, Florida, NY, 10921
About This Home
Mountain Cottages at Serenity Ridge Mountain Club may not be used as a primary residence and are intended only as second homes within a seasonal resort community. Serenity Ridge Mountain Club is Your Home Away from Home. Where Life Slows Down Enough for Joy to Catch Up. Mountain Cottages start at $174,777, and with a monthly $595 membership fee, you can stay for nearly 7 months per year, giving you the freedom to enjoy spring blooms, summer sunshine, crisp fall foliage, and even cozy winter escapes all on your schedule. Embrace the best of the outdoors without giving up the comforts you love. Serenity Ridge blends nature, recreation, and relaxation into one unforgettable escape. At Serenity Ridge, your Mountain Cottage is designed for seasonal enjoyment, including The Hudson model, which features 1 bedroom, a loft, and 1.5 baths for the perfect retreat. Enjoy onsite amenities including an expansive resort style heated pool with scenic mountain views, an open-air pavilion, and the Summit Lounge for gathering, wooded hiking trails across 52 private acres, pickle ball and basketball courts for casual fun or friendly competition, a fully equipped fitness space in our ridge top pool house, and a playground for little adventurers. Plus, Serenity Ridge is just minutes away from charming downtown Warwick and all that the greater Hudson Valley has to offer. Whether you're looking to hike, play, swim, or simply relax in the fresh mountain air, Serenity Ridge makes every moment count. Ask about our limited time quick delivery cottage incentives. Showings are available by appointment or during open property tours from 11 AM to 4 PM, Thursday through Monday. Serenity Ridge Mountain Club is a private, gated property. (Price does not include sales tax. Please see sales agent for details.)
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Actual
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Other
- Construction materials: HardiPlank Type
Other
- Builder model: The Hudson
- Builder name: Ferruggia Associates
Type & Style
- Home type: MobileManufactured
- Architectural style: Cottage
- Property subType: Manufactured Home,Residential
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Stainless Steel Appliance(s)
- Laundry features: Washer/Dryer Hookup,Gas Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Galley Type Kitchen,Granite Counters,Primary Bathroom,Quartz/Quartzite Counters,Recessed Lighting
- Flooring: Carpet,Vinyl
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
- Attic: None
Heating & Cooling
- Heating features: Electric
- Cooling features: Ductless,Electric
Interior Area
- Total structure area: 400
- Total interior livable area: 400 sqft
Other
- Level: First
Other
- Level: Second
Property
Details
- Parcel number: 3354890080000002027.1400000
- Special condition: None
Features
- Levels: Two
- Private pool: Yes
- Pool features: Community
- Patio & porch: Porch
Parking
- Total spaces: 2
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Orange County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $927 | $11,124 |
| Home Insurance * | $50 | $600 |
| Property Taxes | $308 | $3,696 |
| Electricity | $246 | $2,954 |
| Total | $1,531 | $18,372 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-01 | Price change | $174,777 |
| 2025-09-18 | Listed for sale | $169,900 |
View on Zillow