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182 Havens Place Dr #2D, Lake Ozark, MO, 65049

4beds
4baths
1,814sqft
$1,250,000
$689price/sqft
$7,739/moest. monthly cost
$309,560/yrincome needed

About This Home

UPSCALE LAKEFRONT CONDO! Discover style with this 2024-built luxury condo located in one of the most sought-after locations, Horseshoe Bend! Offering panoramic lake views of the 13mm & a thoughtfully designed 1814 sqft floor plan, this home is ideal for those who want views, comfort & quality without compromise. Step inside to open space with soaring high ceilings, custom craftsmanship including-custom cabinets, custom closets, custom lighting, custom electric blinds, & custom flooring for a seamless, premier look. The open-concept living area flows effortlessly to a spacious lakeside deck, perfect for entertaining or enjoying stunning sunsets. The 4 bedrooms is designed for comfort, while 4 bathrooms ensures convenience. Accessibility is a top priority, enjoy zero-step entry, ADA compliance, & elevator access—making it true easy lake living. This property includes a 16x48 boat slip(A2), a garage, trailer parking, & boat ramp for the ultimate lake experience. Lounge under the cabanas by the infinity pool, or hang out by the lakeside firepit, this unit truly offers it all! Make it a full time lake escape, weekend retreat, or revenue opportunity from nightly rentals.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Osage Middle SchoolGrades 6-86.0 mi
7/10
Osage High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 2024

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Refrigerator,Stove

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Built-in Features,Ceiling Fan(s),Custom Cabinets,Pantry,Cable TV,Walk-In Closet(s),Walk-In Shower
  • Flooring: Luxury Vinyl Plank
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,814
  • Total interior livable area: 1,814 sqft

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 01803400000002001131
  • Exclusions: Personal Items,Items under not included on inventory list,Boat Lift & Boat Available For Extra $

Features

  • Levels: One
  • Pool features: Community
  • Patio & porch: Covered,Deck
  • Exterior features: Blacktop Driveway,Boat Ramp,Deck,Elevator,Hot Tub/Spa,Outdoor Kitchen
  • Has spa: Yes
  • Has view: Yes
  • View description: Channel
  • Has water view: Yes
  • Water view: Channel
  • On waterfront: Yes
  • Waterfront features: Channel,Boat Ramp/Lift Access,Lake Front

Lot

  • Features: Lake Front

Parking

  • Total spaces: 1
  • Parking features: No Garage
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Ice Storm
Tornado
Winter Weather
Hail
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$799$9,588
Property Taxes $479$5,748
Electricity $141$1,693
Total$7,739$92,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$265,337/yr
40% on housing$232,170/yr
45% on housing$206,373/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$689This listing

vs Other Active Listings

Avg $/sqft

ZIP 65049$197
Camden County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 65049
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Price change$1,350,000
2025-10-01Listed for sale$1,450,000

For Sale by Agent

AgentPEGGY LYNN ALBERS
BrokerageAlbers Real Estate Advisors

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