175 Tolo Dr, Elgin, TX, 78621
About This Home
MLS# 3782523 - Built by Century Communities- July 2026 Completion! ~ Welcome to The Ridge at Trinity Ranch! The two-story Bristol plan offers ample space to meet your needs. Privately situated on the main floor, the owner's suite features a roomy walk-in closet and an attached bath. Additional main-floor highlights include a second bedroom downstairs with a walk-in closet, a two-story foyer, a mudroom, and a spacious kitchen overlooking an open-concept dining area and great room. Upstairs, you'll enjoy a versatile loft space, plus three more bedrooms—two featuring walk-in closets. You'll also enjoy the local attractions, such as a historic downtown district—showcasing highly regarded restaurants, antique shopping, art galleries, and year-round events—plus local parks and an abundance of recreational opportunities. The Ridge at Trinity Ranch also offers exceptional community amenities like a community pool and playground.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Under Construction
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Composition, Shingle
Other
- Builder name: Century Communities
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Exhaust Fan,Gas Cooktop,Gas Range,Microwave,Free-Standing Gas Oven,Stainless Steel Appliance(s),Vented Exhaust Fan,Gas Water Heater
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 2
Dining Room
- Level: Main
Features
- Electric Dryer Hookup,Primary Bedroom on Main
- Window features: Double Pane Windows,Screens,Vinyl Windows
- Flooring: Carpet,Vinyl
Heating & Cooling
- Heating features: Central,Exhaust Fan
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,439 sqft
Kitchen
- Features: Quartz Counters,Open to Family Room,Pantry,Recessed Lighting
- Level: Main
Living Room
- Level: Main
Primary Bathroom
- Features: Quartz Counters,Double Vanity,Walk-in Shower
- Level: Main
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: R544239
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Front Porch,Patio,Porch,Rear Porch
- Exterior features: Lighting,Private Yard
- Fencing: Back Yard, Gate, Privacy, Wood
- Has view: Yes
- View description: None
- Waterfront features: None
Lot
- Lot size: 4,791 sqft
- Features: Back Yard,Interior Lot,Native Plants,Sprinkler - Automatic
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Garage,Garage Faces Front,Lighted,Private
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Hail
- Strong Wind
- Winter Weather
- Cold Wave
- Drought
- Heat Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,667 | $20,004 |
| Home Insurance * | $201 | $2,412 |
| Property Taxes | $321 | $3,852 |
| Electricity | $267 | $3,213 |
| Total | $2,456 | $29,472 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $329,845 |
| 2026-02-25 | Price change | $336,345 |
| 2026-02-13 | Listed for sale | $333,845 |
View on Zillow