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1309 Montvale Ridge Dr, Cary, NC, 27519

5beds
7baths
5,192sqft
$2,899,900
$559price/sqft
$17,307/moest. monthly cost
$692,280/yrincome needed

About This Home

Pool! Spa/Hot Tub! Back Yard oasis on wooded buffer & American Tobacco Trail. located in West Cary. Brand New Luxury Home built by Upright Builders, one of last opportunities in popular Montvale. This home has it all! Main floor living open floor plan flooded with light is perfect for entertaining & large gatherings. Conveniently located pool bath has outdoor accessretractable screen back porch with fireplace. Chefs' kitchen, large island, scullery/prep kitchen both are beautifully appointed with state-of-the-art appliances, 2 dishwashers, 2 refrigerators, Wolf gas range and an abundance of cabinets. Primary bedroom, guest 'ensuite and elegant study are located on main floor. The Primary suite is appointed with cathedral ceiling, large windows, overlooking pool, an elegant bath; oversized shower & large Walkin custom designed closet is connected to laundry and mudroom. Open floor plan perfect for entertaining. Large dining area has cathedral ceiling and an abundance of windows overlooking pool. Do not miss seeing this one-of-a-kind home. This is truly a rare opportunity. Move in by Swim season!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
31
BikeSomewhat Bikeable

Schools

9/10
North Chatham ElementaryGrades PK-56.1 mi
8/10
Northwood HighGrades 9-1214.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Block,Brick/Mortar,Combination
  • Roof: Shingle, Fiberglass
  • Construction materials: Brick Veneer,Fiber Cement,Spray Foam Insulation

Notable Dates

  • Major remodel year: 2025

Other

  • Builder name: Upright Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern, Traditional, Transitional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Bar Fridge,Built-In Gas Range,Built-In Refrigerator,Dishwasher,Disposal,ENERGY STAR Qualified Appliances,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Water Heater,Exhaust Fan,Gas Range,Gas Water Heater,Ice Maker,Microwave,Plumbed For Ice Maker,Range Hood,Stainless Steel Appliance(s),Tankless Water Heater,Vented Exhaust Fan,Wine Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Main Level,Sink,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Features

  • Bar,Beamed Ceilings,Bookcases,Pantry,Cathedral Ceiling(s),Ceiling Fan(s),Chandelier,Crown Molding,Double Vanity,Entrance Foyer,Granite Counters,High Ceilings,Kitchen Island,Low Flow Plumbing Fixtures,Open Floorplan,Master Downstairs,Quartz Counters,Recessed Lighting,Separate Shower,Smart Thermostat,Smooth Ceilings,Sound System,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower,Water Closet
  • Door features: French Doors,Sliding Doors
  • Window features: Double Pane Windows,Insulated Windows,Low-Emissivity Windows,Skylight(s)
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Gas Log,Outside
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 5,192
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Gas Pack,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 5,192
  • Total interior livable area: 5,192 sqft

Property

Details

  • Parcel number: 0093338
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Fenced,Filtered,Gas Heat,Gunite,Heated,In Ground,Outdoor Pool,Pool/Spa Combo,Private,Salt Water
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened
  • Exterior features: Fenced Yard,In Parade of Homes,Rain Gutters
  • Has spa: Yes
  • Spa features: Above Ground,Gunite,Heated,Private
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Neighborhood,Park/Greenbelt,Pool,Trees/Woods

Lot

  • Lot size: 0.47 Acres
  • Features: Back Yard,Front Yard,Hardwood Trees,Landscaped,Level,Sprinklers In Front,Sprinklers In Rear,See Remarks
  • Lot size dimensions: 95 x 214.54 x 95 x 214.24

Parking

  • Total spaces: 5
  • Parking features: Attached,Driveway,Garage,Garage Door Opener,Garage Faces Front,Garage Faces Side,Inside Entrance,Kitchen Level,Paved,Side By Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Hail
Hurricane
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Chatham County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,663$175,956
Home Insurance *$663$7,956
Property Taxes $1,498$17,976
Electricity $483$5,803
Total$17,307$207,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$593,382/yr
40% on housing$519,210/yr
45% on housing$461,520/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$559This listing

vs Other Active Listings

Avg $/sqft

ZIP 27519$253
Chatham County$287

vs Homes Sold Last Month

Median $/sqft

ZIP 27519$275
Chatham County$256

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Price change$2,999,900
2025-10-01Listed for sale$3,147,000

New Construction

AgentLynda Edwards
BrokerageColdwell Banker HPW New Homes

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