




20865 Dogwood Ln, Montgomery, TX, 77356
About This Home
This country cottage is heaven for a minimalist with an open floor plan where functionality is the main priority. You can see a glimpse of the nearby lake from the cottage.
Getting Around
Schools
Construction
Condition
- Year built: 2025
Materials
- Foundation: Pillar/Post/Pier
- Roof: Composition
- Construction materials: Spray Foam Insulation,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: ENERGY STAR Qualified Appliances,Water Heater,Refrigerator,Washer,Electric Oven,Freestanding Oven,Microwave,Electric Cooktop,Dishwasher
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Balcony,High Ceilings,2 Bedrooms Down,All Bedrooms Down
- Door features: Insulated Doors
- Window features: Insulated/Low-E windows,Window Coverings
- Flooring: Vinyl
Heating & Cooling
- Heating features: Electric
- Cooling features: Ceiling Fan(s),Electric
Interior Area
- Total structure area: 1,080
- Total interior livable area: 1,080 sqft
Kitchen
- Features: Kitchen open to Family Room,Pantry
Master Bathroom
- Features: Primary Bath: Double Sinks,Primary Bath: Shower Only,Secondary Bath(s): Tub/Shower Combo,Vanity Area
Property
Details
- Parcel number: 98483
Features
- Stories: 1
- Patio & porch: Porch
- Exterior features: Balcony,Side Yard
- Fencing: Back Yard,Full
- Has view: Yes
- View description: Lake,Water
- Has water view: Yes
- Water view: Lake,Water
- Waterfront features: Pond
Lot
- Lot size: 7,801 sqft
- Features: Back Yard,Subdivided,0 Up To 1/4 Acre
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tornado
- Hurricane
- Heat Wave
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,451 | $17,412 |
| Home Insurance * | $226 | $2,712 |
| Property Taxes | $379 | $4,548 |
| Electricity | $238 | $2,859 |
| Total | $2,294 | $27,528 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
