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3602 JOYCE DRIVE, Bradenton, FL, 34208

2beds
2baths
1,410sqft
$394,500
$280price/sqft
$2,982/moest. monthly cost
$119,280/yrincome needed

About This Home

Welcome to this beautifully updated single-family home in the desirable River Isles, a sought-after 55+ community offering low HOA fees ($60 per month) and no CDD fees. This move-in-ready home features an updated kitchen with newer cabinetry, elegant quartz countertops, and a thoughtful layout designed for comfortable everyday living. Major improvements provide peace of mind, including a new A/C (2026), upgraded electrical panel (200 Amp Service), a dedicated 50-amp breaker for electric vehicle charging, impact windows, and a wind-rated garage door. Be sure to ask your agent for the complete list of upgrades and enhancements. Step outside to enjoy the serene backyard overlooking the Braden River, creating the perfect setting to relax, entertain, or simply take in the tranquil water views. The property also offers ample parking, adding convenience for homeowners and guests alike. Whether you're looking for a full-time residence or a seasonal retreat, this exceptional River Isles home combines modern updates, low-maintenance living, and a picturesque waterfront setting in one of the area's most welcoming active adult communities.

Getting Around

25
WalkingCar-Dependent
26
TransitSome Transit
37
BikeSomewhat Bikeable

Schools

8/10
4/10
Braden River High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Garage

Balcony Porch Lanai

  • Level: First
  • Area: 192
  • Dimensions: 16x12

Bathroom2

  • Level: First
  • Area: 45
  • Dimensions: 5x9

Bedroom2

  • Features: No Closet
  • Level: First
  • Area: 156
  • Dimensions: 12x13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First
  • Area: 216
  • Dimensions: 18x12

Features

  • Ceiling Fan(s),Thermostat
  • Flooring: Marble

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,944
  • Total interior livable area: 1,410 sqft

Kitchen

  • Features: Stone Counters
  • Level: First

Living Room

  • Level: First
  • Area: 266
  • Dimensions: 19x14

Primary Bedroom

  • Features: En Suite Bathroom,Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Property

Details

  • Parcel number: 1127200283
  • Zoning: PDP R1C
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed,Rear Porch
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Water,Bay/Harbor - Partial,River
  • Has water view: Yes
  • Water view: Water,Bay/Harbor - Partial,River

Lot

  • Lot size: 9,322 sqft
  • Features: City Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Inland Flooding
Tsunami

FEMA Declared Disasters in Manatee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,994$23,928
Home Insurance *$318$3,816
Property Taxes $473$5,676
Electricity $197$2,366
Total$2,982$35,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,240/yr
40% on housing$89,460/yr
45% on housing$79,520/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 34208$205
Manatee County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 34208$231
Manatee County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$394,500
2021-03-24Listing removed--
2019-06-17Sold$224,500
2019-04-19Price change$229,000
2019-03-17Listed for sale$224,500
2015-01-09Sold$140,000
2014-12-02Price change$149,836
2014-11-04Listed for sale$159,836

For Sale by Agent

AgentSamantha Campbell
BrokerageBETTER HOMES AND GARDENS REAL ESTATE ATCHLEY PROPE

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