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4305 CHINABERRY CIRCLE, Bradenton, FL, 34208

2beds
2baths
1,242sqft
$314,000
$253price/sqft
$2,416/moest. monthly cost
$96,640/yrincome needed

About This Home

Are you searching for a move-in ready home in a 55+ golf course community in Bradenton, Florida with low HOA and no CDD? 4305 Chinaberry Circle East in River Isles might be exactly what you have been looking for. River Isles is one of Bradenton's most established active adult communities in Manatee County — and this two-bedroom, two-bath home with an attached one-car garage has been updated from top to bottom. Whether you are looking to enjoy a slower pace of life, downsize into something truly move-in ready, or find the right place for a family member who deserves comfort and community — everything you need is right here at 34208. The kitchen has been beautifully updated with new white quartz countertops and a decorative tile backsplash — bright, clean, and ready for your morning routine. The rest of the home has been just as carefully done. A 2018 tile roof with interior strapping, new hurricane-rated windows, brand new Carrier HVAC system, updated bathrooms with new faucets and toilets, a master bath with marble vanity top, all popcorn ceilings removed and refinished, fresh paint inside and out, crown molding, custom light fixtures, custom fans, new gutters with leaf filters, high speed fiber cable, and a 360° security system. The sunroom adds flexible living space and is included in the 1,242 sq ft total. Step outside and you will find one of the best backyards in the community. Private, peaceful, and backed by no rear neighbors — just lush mature landscaping, upscale crushed rock from the Bahamas, and mature live oaks trimmed for years of low-maintenance enjoyment. A metal storage shed and exterior water filter are included. It is the kind of backyard you actually use every day. River Isles is where active adult living in the Sarasota-Bradenton area truly shines. The executive 9-hole golf course is the crown jewel — with leagues, weekly play, and tournaments throughout the year including the annual Club Championship each March. Add a heated community pool, fitness center, shuffleboard courts, a welcoming clubhouse, and a social calendar that keeps life full and connected. Low HOA of just $180 per quarter. No CDD. No hassle. Whether you are relocating to Manatee County, downsizing in the Sarasota-Bradenton area, or searching for low-maintenance active adult living in Bradenton FL — this home checks every box. 55+ community Bradenton FL · Golf course community Manatee County · No CDD · Low HOA $180 quarter · Move-in ready · Active adult community · Bradenton FL 34208 · EXP Realty

Getting Around

41
WalkingCar-Dependent
26
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

8/10
4/10
Braden River High SchoolGrades 9-123.7 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1972

Materials

  • Foundation: Block
  • Roof: Tile
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Freezer,Ice Maker,Microwave,Refrigerator,Washer,Water Filtration System
  • Laundry features: In Garage

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 180
  • Dimensions: 12x15

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 64
  • Dimensions: 8x8

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Stone Counters,Thermostat
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,580
  • Total interior livable area: 1,242 sqft

Kitchen

  • Features: Stone Counters
  • Level: First
  • Area: 64
  • Dimensions: 8x8

Living Room

  • Level: First
  • Area: 187
  • Dimensions: 17x11

Primary Bedroom

  • Features: En Suite Bathroom,Dual Closets
  • Level: First
  • Area: 180
  • Dimensions: 12x15

Property

Details

  • Parcel number: 1127200622
  • Zoning: PDP R1C
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Gunite,Heated,In Ground
  • Patio & porch: Enclosed,Front Porch,Patio
  • Exterior features: Lighting,Rain Gutters,Storage
  • Has view: Yes
  • View description: Garden,Trees/Woods
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 6,029 sqft
  • Features: Cul-De-Sac,Irregular Lot,Landscaped,Near Golf Course,Street Dead-End
  • Lot size dimensions: 67 x 90

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Inland Flooding
Tsunami

FEMA Declared Disasters in Manatee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,587$19,044
Home Insurance *$253$3,036
Property Taxes $379$4,548
Electricity $197$2,366
Total$2,416$28,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,834/yr
40% on housing$72,480/yr
45% on housing$64,426/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 34208$205
Manatee County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 34208$231
Manatee County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$314,000
2026-06-09Listed for sale$319,000
2024-11-16Listing removed$245,000
2023-11-16Listing removed--
2021-11-16Sold$255,000
2021-10-14Pending sale$245,000
2021-10-08Listed for sale$245,000
2018-09-28Sold$179,000
2018-03-26Listed for sale$179,000
2010-04-26Sold$130,000
2003-08-20Sold$118,500
2001-07-17Sold$92,900
1998-10-29Sold$76,000

For Sale by Agent

AgentKristi Lavenduski
BrokerageEXP REALTY LLC

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