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8019 Cart Path Ln, Oxford, MS, 38655

3beds
4baths
1,880sqft
$489,900
$261price/sqft
$3,099/moest. monthly cost
$123,960/yrincome needed

About This Home

Brand NEW construction in Fieldstone Farms—just 2 miles from Ole Miss! Available summer 2026, this thoughtfully designed floor plan features an open kitchen/living layout, large master bath, tile shower & walk-in closet. The kitchen shines with gorgeous cabinets, quartz countertops & full appliance package. Alarm system, window blinds & washer/dryer included. Upstairs offers 2 spacious bedrooms, 2 baths, large vanities & walk-in closets. Enjoy a private scenic drive into Fieldstone with access to the stunning clubhouse & a large pool overlooking the lake. Act fast, highly sought after condos!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
Oxford Elementary SchoolGrades 4-51.9 mi
7/10
9/10
Oxford High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse/Condo

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Electric Range,Refrigerator,Washer,Vented Exhaust Fan,Electric Water Heater
  • Laundry features: W/D Hook Up

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Electric

Features

  • Pantry,Walk-In Closet(s),Solid Surface Countertops,Ceiling Fan(s),Other
  • Window features: Other-See Remarks,Blinds
  • Flooring: Hardwood,Ceramic Tile
  • Attic: Pull Down Stairs

Interior Area

  • Total structure area: 1,880
  • Total interior livable area: 1,880 sqft

Property

Details

  • Attached to another structure: Yes
  • Zoning description: SUBDIVISION COVENANT

Features

  • Pool features: In Ground
  • Exterior features: Sprinkler System-Yard

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Earthquake
Heat Wave
Strong Wind

FEMA Declared Disasters in Lafayette County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$218$2,616
Property Taxes $212$2,544
Electricity $192$2,304
Total$3,099$37,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,251/yr
40% on housing$92,970/yr
45% on housing$82,640/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 38655$255
Lafayette County$252

vs Homes Sold Last Month

Median $/sqft

ZIP 38655$246
Lafayette County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-25Listed for sale$489,900

For Sale by Agent

AgentMatt McGraw
BrokerageCannon Cleary McGraw

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