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533 E Washington St #A-b, C D Ionia, MI, 48846

--beds
--baths
1,075sqft
$650,000
$605price/sqft
$4,406/moest. monthly cost
$176,240/yrincome needed

About This Home

Welcome to the Perch Condominiums- project has been started and ready for you to finish. First building under construction was built with termal stud technology - total of 12 units have been approved by the City of Ionia

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

4/10
Jefferson SchoolGrades PK-50.3 mi
5/10
Ionia Middle SchoolGrades 6-80.7 mi
4/10
Ionia High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Roof: Shingle
  • Construction materials: Other

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Basement: Slab

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,075
  • Total interior livable area: 1,075 sqft

Property

Details

  • Parcel number: 204300000000100+20430000000200+20430000000300204
  • Zoning description: RES

Features

  • Stories: 1

Lot

  • Features: Level,Site Condo
  • Lot size dimensions: 463 x 428 x 270 x 542

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters in Ionia County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$391$4,692
Property Taxes $541$6,492
Electricity $188$2,259
Total$4,406$52,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,062/yr
40% on housing$132,180/yr
45% on housing$117,493/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$605This listing

vs Other Active Listings

Avg $/sqft

ZIP 48846$121
Ionia County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 48846$140
Ionia County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-02Listed for sale$650,000

New Construction

AgentCathy A Hoppough
BrokerageKW Rivertown Hoppough

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