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125 Spanish Oak Dr, Youngsville, NC, 27596

4beds
5baths
3,617sqft
$1,190,000
$329price/sqft
$7,475/moest. monthly cost
$299,000/yrincome needed

About This Home

Main Level Primary Suite, Dedicated Study & 3 Car Garage! 10' Ceilings, Upgraded Trim & Wide Plank Hardwoods Throughout Main Living! Kitchen: Custom Two-Tone Stacked Cabinets to Ceiling, Under Cabinet Lighting, White Tile Backsplash, Large Quartz Island with Waterfall Edge & Designer Globe Pendants, Gourmet SS Appls Incl Gas Range & Custom Hood Vent & Hidden Walk in Pantry! Huge Informal Dining with Tons of Natural Light! Primary Suite: Tray Ceiling with Trim Detail, Hardwoods & Luxurious En-Suite Bath with Zero Entry Wet Area with Full Wall Tile, Spa Style Shower with Corner Seat and Freestanding Tub, Oversized Stained Dual Vanity with Designer Sconces & Huge Walk in Closet w/Custom Built-ins & Laundry Access! Family Room: Ceiling-Height Quartz Surround Fireplace with Flanking Built in Cabinets & Floating Shelves & Glass Sliders to the Screened Porch with Painted Brick Fireplace! Upstairs Recreational Room with Full Bath Access, Two Secondary Suites with Private Baths & Unfinished Walk in Storage Area! Private Pool Ready Lot!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
Long Mill ElementaryGrades PK-52.8 mi
4/10
Cedar Creek MiddleGrades 6-84.9 mi
6/10
Franklinton HighGrades 9-126.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Block,Permanent
  • Roof: Shingle, Metal
  • Construction materials: Brick,Fiber Cement,HardiPlank Type

Notable Dates

  • Major remodel year: 2025

Other

  • Builder name: Wilks Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional, Transitional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Gas Range,Dishwasher,Double Oven,Electric Oven,Gas Range,Gas Water Heater,Microwave,Oven,Plumbed For Ice Maker,Range Hood,Self Cleaning Oven,Stainless Steel Appliance(s),Tankless Water Heater,Vented Exhaust Fan,Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Bathtub/Shower Combination,Breakfast Bar,Cathedral Ceiling(s),Ceiling Fan(s),Chandelier,Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,High Ceilings,In-Law Floorplan,Kitchen Island,Kitchen/Dining Room Combination,Open Floorplan,Pantry,Master Downstairs,Quartz Counters,Recessed Lighting,Separate Shower,Smooth Ceilings,Storage,Walk-In Closet(s),Walk-In Shower,Water Closet,Wired for Data
  • Door features: Sliding Doors
  • Window features: Low-Emissivity Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Gas Log,Outside
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,617
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s),Forced Air,Heat Pump,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Dual,Electric

Interior Area

  • Total structure area: 3,617
  • Total interior livable area: 3,617 sqft

Property

Details

  • Parcel number: 710556
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Porch,Rear Porch
  • Exterior features: In Parade of Homes,Private Yard,Rain Gutters
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.70 Acres
  • Features: Back Yard,Landscaped,Rectangular Lot
  • Lot size dimensions: see plot plan

Parking

  • Total spaces: 6
  • Parking features: Attached,Concrete,Garage,Garage Door Opener,Garage Faces Front,Garage Faces Side,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Hail
Inland Flooding
Strong Wind
Tornado
Cold Wave
Heat Wave
Ice Storm

FEMA Declared Disasters in Franklin County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,017$72,204
Home Insurance *$428$5,136
Property Taxes $694$8,328
Electricity $336$4,042
Total$7,475$89,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$256,285/yr
40% on housing$224,250/yr
45% on housing$199,333/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$329This listing

vs Other Active Listings

Avg $/sqft

ZIP 27596$213
Franklin County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 27596$197
Franklin County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$1,190,000
2025-10-02Listed for sale$1,225,000

New Construction

AgentJim Allen
BrokerageColdwell Banker HPW

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