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35 Watling St, Urbanna, VA, 23175

--beds
1baths
650sqft
$299,000
$460price/sqft
$1,986/moest. monthly cost
$79,440/yrincome needed

About This Home

In the Heart of Urbanna – Steps from the Marina Opportunity awaits with this beautifully kept 650 sq ft commercial building that's zoned residential, ideally located just steps from Urbanna’s marina, shops, and restaurants. Built in 1935, the property has been well maintained and combines historic small-town character with modern business potential—making it a rare find in this desirable waterfront community. The building features cedar impression siding, a durable metal gable roof, two rooms, and a half bath. Public water and sewer are in place, ensuring easy operation and flexibility for future uses. The compact 0.018-acre lot (784 sq ft) is low-maintenance while offering prime visibility in one of Urbanna’s most walkable areas. Currently, the property is divided into two businesses: one half is an established hair salon, while the other half operates as a boutique selling clothes and jewelry. The salon can be taken over as a turnkey business, giving a buyer immediate income opportunity, while the boutique provides rental income or could be repurposed for salon space, an office, or another retail concept. Existing signage ensures visibility, especially valuable during town events such as Urbanna’s Oyster Festival. The Hairport salon business and equipment may also be purchased separately from the sale of the building, creating an excellent option for a buyer who wishes to step directly into ownership with minimal setup. The possibilities extend beyond current use. This space could serve as a boutique, café, art gallery, office, or studio—or potentially be transformed into a unique short-term rental getaway (subject to approvals). Its location, steps from the marina and within walking distance to dining, shopping, and waterfront activities, makes this property a true gem. Whether you’re seeking a turnkey business, a smart investment, or a space to bring your vision to life, 35 Watling Street offers endless potential in one of Virginia’s most charming waterfront towns.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
7/10
9/10
Middlesex High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1935

Materials

  • Roof: Metal
  • Construction materials: Block,Cedar,Shake Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Bookcases,Built-in Features,Walk-In Closet(s),Paneling/Wainscoting
  • Flooring: Vinyl
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 650

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Other

Interior Area

  • Total interior livable area: 650 sqft

Property

Details

  • Parcel number: 20A192A
  • Zoning description: R1
  • Special condition: Corporate Listing
  • Exclusions: Business and Equipment (Can be bought separate)

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Water Access,Walk to Water

Lot

  • Lot size: 784.08 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Strong Wind
Coastal Flooding
Cold Wave
Drought
Ice Storm
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$146$1,752
Property Taxes $127$1,524
Electricity $202$2,433
Total$1,986$23,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,091/yr
40% on housing$59,580/yr
45% on housing$52,960/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$460This listing

vs Other Active Listings

Avg $/sqft

ZIP 23175$140
Middlesex County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 23175
Middlesex County$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$354,000
2026-04-17Price change$364,000
2026-03-28Price change$374,000
2025-10-02Listed for sale$379,000

For Sale by Agent

AgentJoshua Griffin
BrokerageBragg & Company

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