




26930 S Arm Rd #22-23, Beaver Island, MI, 49782
About This Home
This lakefront home has its Cables’ Bay frontage on East Side Drive, but the driveway into it starts on South Arm Road. It is on (has) Lot 22 and 23 of the Cable Bay Plat which are straight East of the center of the South Arm of Lake Geneserath. The Lots have just about 2 Acres of Land with 120.1 feet of Lake Michigan frontage. The house sits back off East Side Drive with an open area between it and the lake shore. It is far enough off the road to not hear cars going by. It also has a wonderful view of the Big Lake from the front deck and great room. There is one bedroom on the main floor, a large full bath that has a separate shower and a claw foot bathtub. Also on the main level is an open kitchen and dining area, the rest of this great room is living room area. A wide staircase takes you up to an open loft/bedroom area (which can easily be made into a private bedroom). There is a half bath on this upper level. This “Loft” area has a beautiful view of Lake Michigan with the all glass eastern wall of the house – through the Cathedral Ceiling front main level. There is a wide deck on the lakeside of the home and a small deck with access on the north side. Between the South Arm Road and the house is a beautiful stand of primarily Sugar Maple trees. The home was built with a high quality metal roof that is still like new. The owner recently erected a metal Quonset 1.5 car garage behind the house. The House is 33ft. by 26 ft. (858’) with an additional 292 sq. ft. of finished floor area in the loft bedroom – according to the original owner/builder. It would cost you over $600,000 to buy this lot and build this home with its driveway and all systems today. The Cable Bay Plat owners have two lots for use by all owners that provides access to Lake Geneserath and a sand swimming beach just 1200 feet up East Side Drive. The boat launch on the North Arm of Lake Geneserath is just one mile up the road. Asking price is $445,000.
Getting Around
Schools
Construction
Condition
- Year built: 2003
Materials
- Construction materials: Wood Frame/Site Built
Type & Style
- Home type: SingleFamily
Interior
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Heating
- Heating features: LP Gas
Interior Area
- Total interior livable area: 1,150 sqft
Property
Features
- Levels: Two Or More
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Lot size: 1.90 Acres
Parking
- Parking features: Detached Garage
- Has garage: Yes
- Covered spaces: 1.5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Charlevoix County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,250 | $27,000 |
| Home Insurance * | $111 | $1,332 |
| Property Taxes | $311 | $3,732 |
| Electricity | $188 | $2,259 |
| Total | $2,860 | $34,320 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-02 | Listed for sale | $445,000 |
