100 Great Loop Dr #40, Ottawa, IL, 61350
About This Home
Don't miss this surprising property. Experience resort-style living in this 3-bedroom, 2.5-bathroom duplex in Heritage Harbor's marina community. This spacious home offers over 1,800 sq. ft. with soaring ceilings; abundant, large windows; and an open floor plan for a bright, airy feel. Enjoy two dedicated parking spaces and two at-grade-level entrances, including one on the community's main road. Being sold furnished. Indoor upgrades unique to this duplex include: Extra-large, lockable storage closet Marble master bath shower Glass-front upper kitchen cabinets Outdoor living features an upper deck with harbor views and a 200+ sq. ft. patio-perfect for entertaining. Community amenities include programmed entertainment, multiple pools, pickleball courts, firepits, outdoor dining, and more. Located just steps from the Illinois River and I M Canal Trail, this home is also within a 15-minute drive from four state parks, including international destination Starved Rock. Optional on-site property management makes this home an excellent investment opportunity or a convenient family getaway. Furniture is negotiable. Schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Other
Type & Style
- Home type: MultiFamily
- Property subType: Duplex,Single Family Residence
Interior
Appliances
- Laundry features: Washer Hookup
Balcony Porch Lanai
- Level: Main
- Area: 75
- Dimensions: 15X5
Basement
- Has basement: Yes
- Basement: Finished,Walk-Out Access
Bedroom2
- Level: Basement
- Area: 110
- Dimensions: 10X11
Bedroom3
- Level: Basement
- Area: 110
- Dimensions: 10X11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 90
- Dimensions: 9X10
Family Room
- Level: Basement
- Area: 154
- Dimensions: 11X14
Features
- 1st Floor Full Bath,Storage,High Ceilings
- Window features: Screens
Foyer
- Level: Main
- Area: 120
- Dimensions: 20X6
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,890
- Total interior livable area: 1,890 sqft
Kitchen
- Level: Main
- Area: 154
- Dimensions: 14X11
Laundry
- Level: Basement
- Area: 18
- Dimensions: 6X3
Living Room
- Level: Main
- Area: 190
- Dimensions: 19X10
Master Bedroom
- Features: Bathroom (Full)
- Level: Main
- Area: 143
- Dimensions: 13X11
Storage
- Level: Basement
- Area: 39
- Dimensions: 13X3
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 1544404023
- Special condition: Home Warranty
Features
- Patio & porch: Deck
Lot
- Lot size: 1,742 sqft
- Lot size dimensions: 26 X 67
Parking
- Total spaces: 2
- Parking features: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Drought
- Hail
- Heat Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,198 | $26,376 |
| Home Insurance * | $297 | $3,564 |
| Property Taxes | $688 | $8,256 |
| Electricity | $145 | $1,744 |
| Total | $3,328 | $39,936 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-21 | Price change | $444,800 |
| 2025-12-27 | Price change | $449,000 |
| 2025-08-26 | Listed for sale | $469,000 |
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