See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1498 State Highway 420, Norfolk, NY, 13667

4beds
2baths
3,920sqft
$309,000
$79price/sqft
$2,894/moest. monthly cost
$115,760/yrincome needed

About This Home

UNIQUE PROPERTY... This property consists of a large 4 bedroom, 2 bath home that could easily be made into 2 apartments, a smaller home to the front of the property that is currently rented out AND a commercial garage. All of this is situated on 3.8 acres of land. The first floor of the main home offers 3 bedrooms, 1 bath, a large family room, laundry room and a kitchen area. The second story has a large open living area including kitchen, dining room and huge living room along with a large bedroom and bathroom. There is a large loft on either end, great for all of your storage needs. The rental house out front is a 2 bedroom, 1 bath home on a slab with 200 amp power, electric heat, metal roof, vinyl siding and a modern kitchen and bathroom. There is an open concept living space and laminate flooring. The commercial garage is 30 x 50', 2 overhead doors (8 x 10' and 14 x 14'), is well insulated with a woodstove for heat, has an office space, car lift and compressor that will stay PLUS the seller has an established registered NYS Inspection Station for cars, heavy trucks and motorcycles that can be purchased for an additional cost, to include all computers and appropriate tools for inspections. This truly is a "Must See" property. Please note - The sellers are getting ready for an auction and packing up the house.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
5/10

Construction

Condition

  • Property condition: Sold as Is
  • Year built: 1986

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom built,Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Clothes Dryer-Elec,Clothes washer,Refrigerator,Stove-Elec,Water Heater(Electric)
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: Lower

Features

  • Breakfast Bar,Cathedral Ceiling(s),Ceiling Fan(s),Open Floorplan,Pantry
  • Window features: Skylight(s)
  • Flooring: Carpet,Laminate,Wood
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,920

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 3,920
  • Total interior livable area: 3,920 sqft

Property

Details

  • Parcel number: 25.001213.1
  • Zoning description: Res; Multiple; Commercial

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Balcony,Lighting
  • Frontage length: Main Road: 207

Lot

  • Lot size: 3.80 Acres
  • Features: Oversized,Trees
  • Lot size dimensions: 207 x 792

Parking

  • Total spaces: 3
  • Parking features: 3 or more parking spaces,Detached garage,Gravel,Detached
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,562$18,744
Home Insurance *$189$2,268
Property Taxes $496$5,952
Electricity $647$7,773
Total$2,894$34,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,222/yr
40% on housing$86,820/yr
45% on housing$77,173/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$79This listing

vs Other Active Listings

Avg $/sqft

ZIP 13667$107
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13667$116
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-03Listed for sale$309,000

For Sale by Agent

AgentDavid Yelle
BrokerageYelle Realty, LLC

Similar Homes