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9260 47th Ave N #100, Saint Petersburg, FL, 33708

2beds
2baths
1,124sqft
$174,900
$156price/sqft
$1,233/moest. monthly cost
$49,320/yrincome needed

About This Home

What's special *Private pool *New Roof and Fencing *Custom built deck *Mini-split ac units *Granite countertops *Stone backsplash *New Appliances *Gas water heater Welcome to Harbor Lights MHC, one of Pinellas County's premier waterfront 55+ communities located on Boca Ciega Bay in St. Petersburg. Residents enjoy resort-style amenities including a heated pool, private marina and fishing pier, clubhouse, billiards, library, shuffleboard, and pet-friendly spaces - all just minutes from award-winning Gulf beaches, downtown St. Pete, shopping, dining, and airports. This home is a MUST SEE! Located in a NON-FLOOD, PET-FRIENDLY area of Harbor Lights, this stunning 2-bedroom 2-bath home was fully remodeled in 2023-24 - before the hurricanes. The home is on a large perimeter lot. The backyard has a PRIVATE POOL (featuring wood surround and cantilever umbrella with netting), custom decking that extends around both rear sides of home, a full stunning outdoor bathroom featuring recessed lighting, brand new toilet, brand new vanity w/modern mirror, and custom walk-in shower that serves as the perfect place to retreat during outside pool days, barbecues, and fun in the sun, NEW white vinyl privacy fencing, beautiful tropical landscaping and a mature oak tree for shade. Perfect for entertaining! The GAS HOT WATER HEATER is accessible to the pool for enjoyment in cooler weather. The home has a complete BRAND NEW TPO ROOF (including carport) with lifetime, transferable warranty. The 2-car extended driveway/carport has been freshly painted. There are 2 OUTSIDE STORAGE SHEDS, including laundry room with NEW (2024) front-load, wifi enabled, stacked washer/dryer. Drywall was installed throughout the interior of the home in 2023. The TWO MINI-SPLIT A/C units were installed 2023 and 2024. The OVERSIZED MASTER BEDROOM boasts a king-sized bed, 2 night stands, dresser and chest of drawers (furniture optional). The spacious FLORIDA ROOM off the master bedroom leads to the pool area. It's currently used for home office and family room. Could be extra dining/entertaining and/or sleeping area. The completely REMODELED BATHROOM features a walk-in shower, GRANITE COUNTERTOP with porcelain sink, hardwood cabinetry, ship lap walls and linen closet. There is an additional storage closet in the hallway. The OPEN CONCEPT kitchen/living/dining area has stunning HARDWOOD CABINETS, GRANITE COUNTERTOPS and STONE BACKSPLASH in kitchen, with stone brick on lower half of hallway/kitchen/dining room walls, and tile flooring. NEW (2026) Stainless Steel Dishwasher NEW (2023) 2-door REFRIGERATOR with water and ice dispenser, GAS oven/stovetop, and microwave with built-in air fryer (appliances included). The living room has oak flooring, plenty of natural light, and includes power reclining couch and chair, and large flat-screen TV. The charming dining area includes dark wood table/chairs and sideboard (furniture optional). The cozy 2nd bedroom off the dining area includes a large trundle bed, perfect for overnight guests and grandkids. If you're seeking a UNIQUELY BEAUTIFUL and TRANQUIL place to relax and call home - THIS home delivers. CALL NOW to schedule a private walkthrough.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

10/10
5/10
Osceola Middle SchoolGrades 6-82.9 mi
4/10
Seminole High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1970

Materials

  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer,Water Heater,Stainless Steel Appliances

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Laundry
  • Door features: Doorman
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,124

Heating & Cooling

  • Heating features: Electric,Zoned,Hot Water,Other
  • Cooling features: Wall/Window Unit(s),Zoned

Interior Area

  • Total structure area: 1,124
  • Total interior livable area: 1,124 sqft

Kitchen

  • Features: Open,Granite Counters

Property

Details

  • On leased land: Yes
  • Lease amount: 900

Features

  • Pool features: Above Ground,Child Proof,Heated,In Ground,Size(Private Pool & Community Pool),Pool/Spa Combo,Vinyl
  • Patio & porch: Patio,Covered Porch,Enclosed Porch,Open Porch,Screened Porch,Deck
  • Exterior features: Garden,Tennis Court(s)
  • Fencing: Fenced
  • Has view: Yes
  • View description: Harbor,Private,Street
  • Has water view: Yes
  • Water view: Harbor
  • On waterfront: Yes
  • Waterfront features: Access,Dock,Harbor
  • Waterbody name: Boca Ciega Bay

Lot

  • Features: Cul de Sac,Room For Tennis,Trees,Near Bus

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$45$540
Property Taxes $107$1,284
Electricity $197$2,366
Total$1,233$14,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,274/yr
40% on housing$36,990/yr
45% on housing$32,880/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 33708$417
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33708$395
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-07Price change$174,900
2025-11-06Price change$184,900
2025-09-10Listed for sale$199,900

For Sale by Agent

AgentJames Snyder
BrokerageIRIMAX FINANCIAL LLC

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