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4951 Iron Horse Way Ave, Maria, FL, 34142

5beds
5baths
3,947sqft
$799,000
$202price/sqft
$5,157/moest. monthly cost
$206,280/yrincome needed

About This Home

One-of-a-kind Keswick builder model featuring 3,947 sqft—the largest 1-story single-family home in Ave Maria! Offering 5 bedrooms, 4 baths, including a private 1/1 guest apartment with separate entrance. Over $200k in upgrades: custom trim, cabinetry, counters, fixtures, flooring, landscaping, appliances, whole-house speakers, and more. Enjoy lake views from the great room’s French doors or the spacious covered terrace. Includes 3-car garage. Walking distance to town center and Maple Ridge clubhouse with pool, gym, playground, billiards, sauna, and trails. Ave Maria also offers dining, parks, sports fields, waterpark, Publix, shopping, and more.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
Estates Elementary SchoolGrades PK-57.5 mi
8/10
Corkscrew Middle SchoolGrades 6-810.2 mi
6/10

Construction

Condition

  • Year built: 2015

Materials

  • Roof: Barrel Roof
  • Construction materials: Concrete Block Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Electric Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Closet Cabinetry,Entrance Foyer,Volume Ceilings
  • Door features: French Doors
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,081
  • Total interior livable area: 3,947 sqft

Property

Details

  • Parcel number: 56530010145
  • Zoning: Residential

Features

  • Stories: 1
  • Entry location: Foyer
  • Pool features: Community
  • Exterior features: Room For Pool
  • Spa features: Community
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: WF/No Ocean Access,Lake
  • Frontage length: 0

Lot

  • Lot size: 0.29 Acres
  • Features: Oversized Lot

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Wildfire
Drought
Heat Wave
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$328$3,936
Property Taxes $392$4,704
Electricity $397$4,766
Total$5,157$61,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,811/yr
40% on housing$154,710/yr
45% on housing$137,520/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 34142$224
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34142$227
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Price change$799,000
2025-07-15Listed for sale$845,000

For Sale by Agent

AgentSerafin Sanchez
BrokerageThe Keyes Company

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