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234 Winding Brook Way, Pendleton, IN, 46064

5beds
3baths
2,961sqft
$368,000
$124price/sqft
$2,316/moest. monthly cost
$92,640/yrincome needed

About This Home

Welcome to 234 Winding Brook Way in popular Maple at Huntzinger Farms subdivision! This beautiful home has an open concept floorplan with 5 bedroom and 3 bath, plus flex room and loft. It is perfect for a large or growing family. There is a bedroom on the main floor next to a full bath and 4 additional bedrooms upstairs. The main floor bedroom would be great for guests or an in-law quarter. This fantastic home was newly built in 2024, so it still has a transferable home warranty through Arbor Homes. The many upgrades to this Norway plan include upgraded appliances, full bath on the main floor, double bowl sinks in the master and hall baths, additional windows added to the dining room and stairs. Additional luxury finishes include under cabinet lighting in the kitchen, 42 in. upper cabinets, 35 in. height vanity in master bath, pre-wire for ceiling fans, luxury vinyl plank flooring in the main areas, large walk-in pantry, and flex room on the first floor that could serve as an office space or an additional bedroom. The laundry is on the second floor next to the bedrooms for convenience. This home provides two living areas-the first-floor living/dining combination and the large loft upstairs is perfect for a play or study area for the kids. You will enjoy the privacy of the fully fenced back yard, as well as relaxing on the front porch looking out onto the pond. A similar built home in Huntzinger Farms recently sold for $418k.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
9/10

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Construction materials: Vinyl With Brick

Other

  • Builder name: Arbor

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,MicroHood,Electric Oven
  • Laundry features: Laundry Room

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 11x12

Bedroom3

  • Level: Upper
  • Area: 131.25
  • Dimensions: 11'8x11'3

Bedroom4

  • Level: Upper
  • Area: 136.1111
  • Dimensions: 11'8x11'8

Bedroom5

  • Level: Main
  • Area: 163.4167
  • Dimensions: 13'3x12'4

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Breakfast Room

  • Level: Main
  • Area: 83.3333
  • Dimensions: 13'4x6'3

Dining Room

  • Level: Main
  • Area: 158
  • Dimensions: 13'2x12

Features

  • High Ceilings,Ceiling Fan(s),Pantry,Walk-In Closet(s)
  • Window features: WoodWorkStain/Painted

Great Room

  • Level: Main
  • Area: 273.4444
  • Dimensions: 15'4x17'10

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,961
  • Total interior livable area: 2,961 sqft

Kitchen

  • Level: Main
  • Area: 174.5417
  • Dimensions: 14'9x11'10

Loft

  • Level: Upper
  • Area: 144.8333
  • Dimensions: 13'2x11

Master Bedroom

  • Level: Upper
  • Area: 127.5
  • Dimensions: 14'2x9

Property

Details

  • Parcel number: 481428900005018013
  • Attached to another structure: Yes
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio
  • Has view: Yes
  • On waterfront: Yes

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,860$22,320
Home Insurance *$185$2,220
Property Taxes $0$0
Electricity $271$3,257
Total$2,316$27,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,405/yr
40% on housing$69,480/yr
45% on housing$61,760/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 46064$163
Madison County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 46064$166
Madison County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$375,000
2026-02-13Price change$379,900
2025-11-17Price change$383,000
2025-10-03Listed for sale$388,000

For Sale by Agent

AgentKim Barber
BrokerageF.C. Tucker Company

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