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312 S McKinley Ave, Joplin, MO, 64801

3beds
2baths
1,331sqft
$220,000
$165price/sqft
$1,668/moest. monthly cost
$66,720/yrincome needed

About This Home

Welcome to this charming 3-bedroom, 2-bathroom delight! Built in 2025, this beautiful home offers the comfort and style of brand-new construction without the wait. Step inside to discover a bright, modern layout designed for today's lifestyle, featuring a spacious walk-in shower in the primary suite for a touch of everyday luxury. An attached two car garage provides excess storage and access. Outside, you'll appreciate the added privacy of having no immediate neighbor on the right, creating a more peaceful setting to enjoy your home. With its fresh finishes, thoughtful design, and desirable location, this home is ready to welcome its next owners.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

8/10
4/10
North Middle SchoolGrades 6-81.0 mi
5/10
Joplin High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Block,Concrete Perimeter
  • Construction materials: Block,Vinyl,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,331

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,331
  • Total interior livable area: 1,331 sqft

Property

Features

  • Patio & porch: Porch
  • Topography of land: Level

Lot

  • Lot size: 6,969 sqft
  • Features: Landscaped
  • Lot size dimensions: 95 x 75

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$291$3,492
Property Taxes $124$1,488
Electricity $141$1,693
Total$1,668$20,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,188/yr
40% on housing$50,040/yr
45% on housing$44,480/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 64801$106
Jasper County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 64801$126
Jasper County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$220,000
2026-07-23Listed for sale$220,000
2025-11-05Listing removed$200,000
2025-10-08Pending sale$200,000
2025-10-03Listed for sale$200,000

For Sale by Agent

AgentMercadez Scott
BrokerageRealty One Group Ovation

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