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3013 Circles End, Charlotte, NC, 28226

3beds
4baths
2,080sqft
$524,990
$252price/sqft
$3,305/moest. monthly cost
$132,200/yrincome needed

About This Home

This end-unit townhome offers 3 bedrooms, 2.5 baths, and 2,080 square feet of timeless design filled with natural light. Premium finishes throughout create a look that feels both refined and enduring. The gourmet kitchen features warm-toned stained wood cabinetry and a large central island, while 8-foot sliding glass doors open to a covered outdoor living space. An oversized two-bay tandem rear-load garage adds everyday convenience. With no direct rear neighbors and close proximity to the community dog park, the home offers privacy and connection in equal measure. Located in Bellflower with quick access to Rea, Pineville-Matthews, and Providence Roads, this home keeps you close to everything that matters.

Getting Around

5
WalkingCar-Dependent
24
TransitMinimal Transit
25
BikeSomewhat Bikeable

Schools

7/10
4/10
Carmel MiddleGrades 6-81.9 mi
4/10
South Mecklenburg HighGrades 9-124.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement

Other

  • Builder model: Paloma
  • Builder name: Tri Pointe Homes

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Oven,Electric Range
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Third

Bathroom Full

  • Level: Third

Bathroom Half

  • Level: Main

Bathroom Half

  • Level: Upper

Bedroom S

  • Level: Third

Bedroom S

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Bonus Room

  • Level: Main

Dining Room

  • Level: Upper

Features

  • Built-in Features,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Insulated Windows
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,080

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,144
  • Total interior livable area: 2,080 sqft

Kitchen

  • Level: Upper

Living Room

  • Level: Upper

Primary Bedroom

  • Level: Third

Property

Details

  • Parcel number: 21127635
  • Zoning: N2-B
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Main
  • Patio & porch: Balcony,Covered,Front Porch
  • Exterior features: Lawn Maintenance

Lot

  • Lot size: 0.04 Acres
  • Features: End Unit

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$150$1,800
Property Taxes $301$3,612
Electricity $200$2,405
Total$3,305$39,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,314/yr
40% on housing$99,150/yr
45% on housing$88,133/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 28226$278
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28226$303
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Price change$536,990
2026-02-23Price change$542,266
2026-02-02Price change$539,766
2025-11-13Price change$538,266
2025-10-11Price change$553,226
2025-10-04Listed for sale$553,266

New Construction Spec

AgentBrooke Fields-Christenburg
BrokerageTRI Pointe Homes INC

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