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292 #3 South Street, Windham, NY, 12496

5beds
6baths
3,643sqft
$1,149,000
$315price/sqft
$8,576/moest. monthly cost
$343,040/yrincome needed

About This Home

Luxury STR Investment Opportunity Across from Windham Mountain Club -- turnkey option, income-producing, and perfectly positioned in one of the Catskills' most desirable four-season destinations. Located within walking distance to Windham's restaurants, shops, nightlife, and ''The Valley,'' Windham Mountain Club's exciting new expansion featuring pools, tennis, pickleball, spa amenities, golf, and more, this luxury townhouse delivers the ultimate combination of lifestyle and investment potential. This proven Airbnb/Vrbo-friendly property offers the option to be sold fully furnished and can include transferable future bookings already secured for upcoming ski seasons--allowing the new owner to generate immediate rental income from day one. A rare opportunity for investors seeking a high-demand short-term rental in a prime resort location with exceptional year-round appeal. Inside, the home features an open-concept design ideal for entertaining, a chef's kitchen with granite countertops and stainless-steel appliances, a spacious great room with fireplace, central air conditioning, heated garage, multiple en-suite bedrooms, and a large deck with beautiful mountain and ski slope views. Just steps from shuttle access and minutes to skiing, hiking, golf, spas, and dining, this is the perfect Catskills getaway, second home, or high-performing investment property only 2.5 hours from NYC. Option to purchase furnished. Future bookings may be transferred at closing if the purchaser wishes. Immediate ROI potential in the heart of Windham. Schedule an in-person viewing today!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Board & Batten Siding,Frame,Stone,Other

Type & Style

  • Home type: Townhouse
  • Architectural style: Other
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Water Heater,Washer,Refrigerator,Range,Microwave,Electric Water Heater,Dryer,Dishwasher
  • Laundry features: Inside,Laundry Room,Multiple Locations

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Chandelier,Entrance Foyer,High Speed Internet,Open Floorplan
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Great Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,643

Heating & Cooling

  • Heating features: Forced Air,Propane,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,643
  • Total interior livable area: 3,643 sqft

Property

Details

  • Parcel number: 95.0614.2
  • Zoning: 01

Features

  • Levels: Three Or More,Tri-Level
  • Pool features: None
  • Patio & porch: Deck,Porch,Terrace
  • Exterior features: Balcony,Misting System
  • Has view: Yes
  • View description: Mountain(s),Other

Lot

  • Lot size: 2,613 sqft

Parking

  • Total spaces: 1
  • Parking features: On Site
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hurricane
Tornado
Winter Weather

FEMA Declared Disasters in Greene County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,809$69,708
Home Insurance *$835$10,020
Property Taxes $1,330$15,960
Electricity $602$7,224
Total$8,576$102,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$294,034/yr
40% on housing$257,280/yr
45% on housing$228,693/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.6%
2.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.4%
-4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$315This listing

vs Other Active Listings

Avg $/sqft

ZIP 12496$333
Greene County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 12496
Greene County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-03Listed for sale$1,125,000

For Sale by Agent

AgentRegina Tortorella
BrokerageColdwell Banker Village GreenW

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