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3120 Kinders Way NW, Cleveland, TN, 37312

3beds
3baths
1,940sqft
$439,112
$226price/sqft
$2,767/moest. monthly cost
$110,680/yrincome needed

About This Home

Welcome Home! This beautifully maintained two-story home offers space, flexibility, and exceptional outdoor living in a highly convenient location just 5 minutes from Interstate 75. This 3-bedroom, 2.5-bath home features approximately 1,940 square feet and sits on one of the largest lots in the subdivision. You'll be welcomed through a custom door into a two-story foyer. Throughout the first floor, you'll find a blend of carpet and luxury vinyl plank flooring, with hardwood floors underneath, giving buyers the option to customize to their preference. Fresh paint throughout most of the home creates a clean, move-in ready feel. Crown molding is featured throughout most of the home. The spacious primary suite is a true retreat, featuring a large walk-in closet, walk-in linen closet, and an ensuite bath complete with a tile shower and a standalone soaking tub. The kitchen features a Bespoke Samsung refrigerator with interchangeable panels, granite countertops, a walk-in pantry, and ample cabinet space. All appliances, including the washer and dryer, convey with the home for added convenience. The spacious family room includes a gas fireplace and a sliding glass door leading to a private deck overlooking your pool oasis, featuring a 12x24 heated saltwater pool, privacy wall with two retractable doors, and low-maintenance turf for easy upkeep. The fully fenced yard also includes a multi-use area for adults or kids, a garden wall, and a completely landscaped setting on a quiet cul-de-sac. With its generous lot, thoughtful updates, and standout amenities, this home offers a rare combination of comfort, convenience, and lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
1/10
N. Cleveland Goal AcademyGrades K-123.3 mi
4/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2023

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: HardiPlank Type,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer/Dryer
  • Laundry features: Inside,Laundry Room,Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Crown Molding,Double Vanity,Granite Counters,High Speed Internet,Open Floorplan,Pantry,Recessed Lighting,Soaking Tub,Walk-In Closet(s),Separate Shower
  • Window features: Double Pane Windows,Insulated Windows,Low-Emissivity Windows,Vinyl Frames
  • Flooring: Carpet,Hardwood,Luxury Vinyl,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room,Ventless
  • Fireplace: Yes
  • Finished area above ground: 1,940

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,940
  • Total interior livable area: 1,940 sqft

Property

Details

  • Parcel number: 040e D 001.00
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Fenced,Heated,In Ground,Outdoor Pool,Salt Water
  • Patio & porch: Deck,Front Porch,Patio
  • Exterior features: Rain Gutters
  • Fencing: Fenced,Privacy

Lot

  • Lot size: 0.28 Acres
  • Features: Cleared,Gentle Sloping,Landscaped
  • Lot size dimensions: 135.37 x 154.89/209.28

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,220$26,640
Home Insurance $211$2,532
Property Taxes $161$1,932
Electricity $175$2,103
Total$2,767$33,204

Income You'd Need if You Spent...

35% on housing$94,868/yr
40% on housing$83,010/yr
45% on housing$73,786/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 37312$171
Bradley County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 37312$192
Bradley County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$479,900

For Sale by Agent

AgentJonathan Kraft
BrokerageCrye-Leike, REALTORS

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