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3223 N Lockwood Ridge Rd #98, Sarasota, FL, 34234

1beds
1baths
455sqft
$49,900
$110price/sqft
$569/moest. monthly cost
$22,760/yrincome needed

About This Home

Limited-time promotion: Buyers who contract by March 31, 2026 can choose from select incentives including purchase price savings, free lot rent, or discounted monthly lot rent for up to 6 years.Cozy & Modern 1-Bed/1-Bath Manufactured Home in Palm Terrace - Sarasota, FLWelcome to your new home in beautiful , Sarasota! This thoughtfully designed living space - perfect for anyone seeking low-maintenance, affordable Florida living.Interior Highlights:• Spacious living and dining areas• Full kitchen with stainless steel appliances• Washer/dryer hookups• Central A/C and forced air heating• Electric hot water heater• Modern, efficient layoutExterior Features:• Carport for covered parking• Storage shed for extra space• Vinyl siding for easy maintenanceLocated in a quiet, friendly community, this home offers the perfect blend of comfort, convenience, and modern style. Whether you're downsizing, retiring, or looking for a seasonal escape, this move-in-ready gem is worth a look!Located within the Palm Terrace community in Sarasota, residents enjoy a variety of amenities and activities. The community offers a clubhouse, swimming pool, fitness center, and walking trails for residents to stay active and socialize with neighbors. With beautiful landscaping and well-maintained grounds, Palm Terrace provides a peaceful and welcoming environment for residents to relax and enjoy the Florida sunshine. Close to shopping, dining, and recreational opportunities, this community offers a convenient and vibrant lifestyle for homeowners.

Getting Around

33
WalkingCar-Dependent
28
TransitSome Transit
71
BikeVery Bikeable

Schools

2/10
Gocio Elementary SchoolGrades PK-50.6 mi
5/10
Booker Middle SchoolGrades 6-81.1 mi
3/10
Booker High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave,Oven,Water Heater,Stainless Steel Appliances

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Vinyl
  • Finished area above ground: 455

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 455
  • Total interior livable area: 455 sqft

Property

Details

  • On leased land: Yes
  • Lease amount: 931

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Tsunami

FEMA Declared Disasters in Sarasota County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $252$3,024
Home Insurance *$91$1,092
Property Taxes $29$348
Electricity $197$2,366
Total$569$6,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,508/yr
40% on housing$17,070/yr
45% on housing$15,173/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 34234$313
Sarasota County$346

vs Homes Sold Last Month

Median $/sqft

ZIP 34234$287
Sarasota County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Listed for sale$89,900
2026-04-17Listing removed$89,900
2025-10-04Listed for sale$89,900

New Construction

AgentPam Valentin
BrokeragePalm Terrace

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