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24 Upper Loch Vista DRIVE, Williams Bay, WI, 53191

5beds
3baths
2,482sqft
$1,695,000
$683price/sqft
$10,944/moest. monthly cost
$437,760/yrincome needed

About This Home

Just about 250 feet. That's it. That's the distance from this charming lake house to the water. The Loch Vista Club on Conference Point is where lazy summer weekends are easy, and at this home, in this incredible location, they're even easier. Dynamic lake views are yours in this rare location, where you can stroll barefoot to the pier for a swim in under a minute. The home has five bedrooms, a daylight lower level, plenty of cottage charm. The Loch Vista Club has a well kept lakeside park with boating and swimming pier. Locations like this are extremely limited around the lake, so you should probably hurry up.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
8/10
Williams Bay High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1919

Materials

  • Construction materials: Stone,Brick/Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Full Size Windows,Partial,Partially Finished

Bathroom

  • Features: Master Bedroom Bath,Shower Stall

Bedroom2

  • Level: Main
  • Area: 96

Bedroom3

  • Level: Upper
  • Area: 285

Bedroom4

  • Level: Upper
  • Area: 130

Bedroom5

  • Level: Upper
  • Area: 230

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 247

Family Room

  • Level: Lower
  • Area: 330

Features

  • Walk-thru Bedroom,Kitchen Island
  • Flooring: Wood

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,482
  • Total interior livable area: 2,482 sqft

Kitchen

  • Level: Main
  • Area: 242

Living Room

  • Level: Main
  • Area: 528

Master Bedroom

  • Level: Main
  • Area: 221

Property

Details

  • Parcel number: WLV 00031
  • Zoning: Residential

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Deeded Water Access,Water Access/Rights,Lake,Pier
  • Waterbody name: Geneva
  • Living area range: 2001-2500

Lot

  • Lot size: 0.26 Acres

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Lightning
Strong Wind

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,570$102,840
Home Insurance *$489$5,868
Property Taxes $1,652$19,824
Electricity $233$2,798
Total$10,944$131,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$375,222/yr
40% on housing$328,320/yr
45% on housing$291,840/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$683This listing

vs Other Active Listings

Avg $/sqft

ZIP 53191$308
Walworth County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 53191$276
Walworth County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Price change$1,695,000
2025-12-10Price change$1,775,000
2025-10-04Listed for sale$1,850,000

For Sale by Agent

AgentDavid Curry
BrokerageGeneva Lakefront Realty

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