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106 Heartland Trl, Diana, TX, 75640

4beds
2baths
2,170sqft
$359,000
$165price/sqft
$2,560/moest. monthly cost
$102,400/yrincome needed

About This Home

Welcome home to this charming 4-bedroom, 2-bath beauty built in 2022! Situated on a generous corner lot, this property offers plenty of outdoor space along with a thoughtfully designed interior that feels both open and inviting. Whether you’re hosting friends or enjoying a quiet evening in, this home checks all the boxes. Its prime location makes commuting to nearby towns quick and convenient, giving you the best of small-town comfort with easy access to everything you need.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

8/10
8/10
New Diana Middle SchoolGrades 6-81.8 mi
5/10
New Diana High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Elec Range/Oven,Dishwasher,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Electric

Interior Area

  • Total interior livable area: 2,170 sqft

Property

Details

  • Parcel number: 65108269
  • Exclusions: personal items

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Wood
  • Living area range: 2001-2500

Lot

  • Lot size: 0.51 Acres
  • Features: Corner

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Faces Front,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Drought
Hail
Heat Wave
Ice Storm
Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$174$2,088
Property Taxes $333$3,996
Electricity $238$2,859
Total$2,560$30,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,771/yr
40% on housing$76,800/yr
45% on housing$68,266/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -7.9%
-7.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 75640$167
Upshur County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 75640$200
Upshur County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$359,700
2026-04-20Price change$359,900
2026-03-10Price change$359,000
2026-02-25Price change$359,500
2026-02-24Price change$359,700
2026-01-17Price change$359,900
2025-12-09Price change$365,000
2025-12-01Price change$368,785
2025-11-20Price change$369,000
2025-11-11Price change$369,500
2025-10-27Price change$372,500
2025-10-22Price change$375,500
2025-10-04Listed for sale$379,500

For Sale by Agent

AgentCristina A Drennan
BrokerageTexas Real Estate Executives, The Daniels Group - Gilmer

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