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284 Cardinal Crk Lot 284, Clarksville, TN, 37040

5beds
3baths
2,075sqft
$374,900
$181price/sqft
$2,466/moest. monthly cost
$98,640/yrincome needed

About This Home

Brand NEW- Olivia Floor. This beautiful open concept home features a large living room that flows to an eat-in kitchen. The kitchen has granite countertops, stainless-steel appliances and an extra large pantry. Also, downstairs you will find a guest bedroom, perfect for an office. The primary bedroom is located upstairs along with the other 3 bedrooms and laundry room. The primary bedroom features a beautiful trey ceiling, soaking tub, double vanity and MASSIVE closet. Covered front porch and back deck! Still time to make selections. The seller is offering $17,500 in concessions to the buyer to use however they’d like.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
5/10
Northeast Middle SchoolGrades 6-82.4 mi
5/10
Northeast High SchoolGrades 9-122.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Oven,Electric Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: None,Crawl Space

Bedroom1

  • Features: Full Bath
  • Level: Full Bath
  • Area: 210
  • Dimensions: 15x14

Bedroom2

  • Area: 168
  • Dimensions: 14x12

Bedroom3

  • Area: 150
  • Dimensions: 10x15

Bedroom4

  • Area: 140
  • Dimensions: 10x14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Area: 154
  • Dimensions: 11x14

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,075

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,075
  • Total interior livable area: 2,075 sqft

Kitchen

  • Area: 169
  • Dimensions: 13x13

Living Room

  • Area: 252
  • Dimensions: 12x21

Master Bathroom

  • Features: Double Vanity
  • Level: Double Vanity

Other

  • Features: Bedroom 5
  • Level: Bedroom 5
  • Area: 110
  • Dimensions: 10x11

Other

  • Features: Utility Room
  • Level: Utility Room
  • Area: 56
  • Dimensions: 8x7

Property

Details

  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Covered,Porch

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Concrete,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Cold Wave

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance $206$2,472
Property Taxes $190$2,280
Electricity $175$2,103
Total$2,466$29,592

Income You'd Need if You Spent...

35% on housing$84,548/yr
40% on housing$73,980/yr
45% on housing$65,760/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 37040$144
Montgomery County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 37040$181
Montgomery County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Pending sale$374,900
2025-10-06Listed for sale$374,900

New Construction

AgentAlicia Vermiglio, Berkshire Hathaway HomeServices PenFed Realty
BrokerageBerkshire Hathaway HomeServices PenFed Realty

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