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85 Moreland Trl, Blue Ridge, GA, 30513

2beds
2baths
1,248sqft
$599,444
$480price/sqft
$3,749/moest. monthly cost
$149,960/yrincome needed

About This Home

Nestled in a private, peaceful setting, this enchanting cabin offers the ultimate escape—one you may never want to leave. Perfectly positioned on the edge of a serene lake, this charming 2-bedroom, 2-bath log and timber frame retreat showcases breathtaking water views and a true connection to nature. Step inside to a stunning great room where soaring ceilings and impressive exposed beam work immediately capture your attention. A beautiful floor-to-ceiling rock fireplace anchors the space, creating a cozy yet dramatic focal point, while rich wood flooring throughout enhances the cabin's warm, inviting character. Large windows invite natural light to pour in and frame the tranquil lake views, bringing the outdoors in year-round. The thoughtfully designed kitchen is both functional and elegant, featuring custom cabinetry with soft-close doors, gleaming granite countertops, and ample workspace—perfect for preparing meals or entertaining family and friends. Whether hosting a weekend gathering or enjoying a quiet evening, this home effortlessly blends comfort with style. Retreat to the well-appointed bedrooms, each offering a peaceful haven to unwind after a day spent enjoying the lake and surrounding beauty. The two full bathrooms are tastefully finished, providing both convenience and comfort. One of the home's most captivating features is the full-length covered porch stretching across the front of the cabin. This is the ideal spot to sip your morning coffee, watch the mist rise off the water, or relax in the evening as the sun sets over the lake. The gentle sounds of nature and the shimmering water create a sense of calm that defines this exceptional property. Whether you're searching for a full-time residence, a weekend getaway, or an investment opportunity, this picturesque lakeside cabin perfectly combines rustic elegance with modern touches. Come experience the tranquility. (virtual enhanced photography)

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Ellijay Elementary SchoolGrades PK-511.2 mi
8/10
Clear Creek Middle SchoolGrades 6-816.1 mi
7/10
Gilmer High SchoolGrades 9-1212.9 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Country,Cottage
  • Property subType: Residential

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Pantry,Ceiling Fan(s),Cathedral Ceiling(s),Wood,Eat-in Kitchen
  • Window features: Storm Window(s),Wood Frames
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Vented,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 3103M 005

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Covered,See Remarks
  • Has view: Yes
  • View description: Year Round,Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Pond
  • Waterbody name: Moreland
  • Frontage type: Lakefront
  • Topography of land: Level,Sloping,Wooded

Lot

  • Lot size: 1.44 Acres

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Landslide
Strong Wind
Hail
Ice Storm
Wildfire
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,031$36,372
Home Insurance *$295$3,540
Property Taxes $204$2,448
Electricity $219$2,637
Total$3,749$44,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,537/yr
40% on housing$112,470/yr
45% on housing$99,973/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$480This listing

vs Other Active Listings

Avg $/sqft

ZIP 30513$291
Gilmer County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 30513
Gilmer County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-16Price change$599,444
2026-06-16Price change$629,444
2026-05-08Listed for sale$639,444
2026-05-01Listing removed$639,444
2026-04-11Price change$639,444
2026-03-14Price change$649,444
2026-01-12Price change$674,000
2025-10-06Listed for sale$675,000

New Construction

AgentSusan McVey
BrokerageREMAX Town & Country - Ellijay

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