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11676 River Point Ln, Tuscaloosa, AL, 35405

3beds
2baths
1,650sqft
$304,900
$185price/sqft
$2,073/moest. monthly cost
$82,920/yrincome needed

About This Home

NEW CONSTRUCTION under $300K with a community boat landing on Black Warrior River & wooded lot! Bring your boats and jet skis!! 3 bedroom, granite countertop, solid surface flooring, ship lap accents, ceiling fans in all rooms, HUGE walk in laundry room & pantry, formal dining room, tiled kitchen backsplash with granite countertops, eat in bar, stainless steel appliances, tiled shower and soaker tub in the primary bathroom.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

4/10
Big Sandy ElementaryGrades PK-51.5 mi
7/10
5/10
Hillcrest High SchoolGrades 9-124.5 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Basement,Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Disposal,Microwave,Range Hood,Water Heater
  • Laundry features: Inside,Main Level,Laundry Room

Basement

  • Basement: Concrete

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First

Features

  • Breakfast Bar,Breakfast Area,Ceiling Fan(s),Separate/Formal Dining Room,Granite Counters,Kitchen Island,Primary Downstairs,Open Concept,Pantry,Solid Surface Counters,Soaking Tub,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Shutters,Vinyl
  • Flooring: Hardwood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Dual System,Electric,Heat Pump
  • Cooling features: Central Air,Dual,Electric,Heat Pump,1 Unit

Interior Area

  • Total structure area: 1,650
  • Total interior livable area: 1,650 sqft

Kitchen

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 4302040001014.000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Fencing: None
  • Waterfront features: River Access

Lot

  • Lot size: 0.50 Acres
  • Features: Wooded
  • Lot size dimensions: 93 x 186

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Driveway,Garage,Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,541$18,492
Home Insurance *$214$2,568
Property Taxes $78$936
Electricity $240$2,881
Total$2,073$24,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,074/yr
40% on housing$62,190/yr
45% on housing$55,280/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 35405$130
Tuscaloosa County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 35405$153
Tuscaloosa County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-24Price change$304,900
2026-02-20Pending sale$289,900
2025-10-07Listed for sale$289,900

New Construction

AgentShelley Andoe
BrokerageHERS REAL ESTATE

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