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104-106 Gaston St, Dixon, IL, 61021

4beds
2baths
1,228sqft
$104,500
$85price/sqft
$894/moest. monthly cost
$35,760/yrincome needed

About This Home

Two Properties for the Price of One - Both Zoned Residential! This unique opportunity includes a beautiful church and a single-family home, both being sold AS IS. The church features a charming chapel for services, bell tower, camera/security room, handicap-accessible chair lift, pews, altar, and a fully finished lower level complete with two bathrooms, a furnace, water heater, fellowship hall, and kitchen. The accompanying house offers additional living space and includes a two-car garage. Don't miss your chance to own this rare and versatile property - schedule your private showing today! Note: Room dimensions are not guaranteed and should be independently verified by the buyer. All information is deemed reliable but not guaranteed. Buyers are encouraged to consult with their Realtor for further details. REALTOR RELATED.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

--
4/10
Challand Middle SchoolGrades 6-84.8 mi
5/10
Sterling High SchoolGrades 9-125.1 mi

Construction

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Second
  • Area: 64
  • Dimensions: 8X8

Bedroom3

  • Level: Second
  • Area: 64
  • Dimensions: 8X8

Bedroom4

  • Level: Second
  • Area: 64
  • Dimensions: 8X8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Heating & Cooling

  • Heating features: Other
  • Cooling features: None

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,228 sqft

Kitchen

  • Level: Main
  • Area: 240
  • Dimensions: 12X20

Living Room

  • Level: Main
  • Area: 768
  • Dimensions: 24X32

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 16070510100700
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 0.70 Acres
  • Lot size dimensions: 132x231

Parking

  • Total spaces: 12
  • Parking features: Yes,Garage Owned,Attached,Off Street,Driveway,Owned,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Drought
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $528$6,336
Home Insurance *$82$984
Property Taxes $154$1,848
Electricity $130$1,569
Total$894$10,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,651/yr
40% on housing$26,820/yr
45% on housing$23,840/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 61021$122
Lee County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 61021$116
Lee County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Price change$104,500
2026-03-20Listed for sale$106,000
2026-02-20Listing removed$106,000
2026-01-12Listed for sale$106,000
2026-01-01Listing removed$108,000
2025-11-05Price change$108,000
2025-10-07Listed for sale$109,900

For Sale by Agent

AgentLori Erbes
BrokerageErbes Realty LLC

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