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326 N 3rd St E, Downey, ID, 83234

4beds
3baths
2,106sqft
$375,000
$178price/sqft
$2,423/moest. monthly cost
$96,920/yrincome needed

About This Home

Enter this beautifully built 2024 home offering comfort, space and thoughtful design. With 4 bedrooms and 3 bathrooms, this residence features a basement, a spacious family room and a layout that blends functionality with style. Enjoy 9-foot ceilings throughout the main level and 8-foot ceilings in the basement, creating an open feel across both floors. The oversized 2 car garage boasts an impressive 13-foot ceiling, perfect for storage or a workshop setup. The bathrooms feature tiled showers, while the exterior includes a sprinkler system and a tile patio, ideal for relaxing or entertaining. Located in a quiet, peaceful town, this home offers the tranquility of small-town living with modern amenities built to last. Whether you're hosting guests or settling into your forever home, this property delivers space, comfort and craftsmanship in every corner..

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
Downey Elementary SchoolGrades PK-60.4 mi
3/10
3/10
Marsh Valley High SchoolGrades 7-1210.7 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Other
  • Roof: Wood Shingle
  • Construction materials: Vinyl,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator,Dishwasher,Microwave
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Heating & Cooling

  • Heating features: Propane,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,106
  • Total interior livable area: 2,106 sqft

Property

Details

  • Zoning description: City Zoning: Residential,County Zoning: Residential Rural

Features

  • Fencing: None

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Cold Wave
Inland Flooding
Earthquake
Heat Wave

FEMA Declared Disasters in Bannock County and Idaho

Fire
Mud Landslide

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance $177$2,124
Property Taxes $209$2,508
Electricity $141$1,695
Total$2,423$29,076

Income You'd Need if You Spent...

35% on housing$83,074/yr
40% on housing$72,690/yr
45% on housing$64,613/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 83234$353
Bannock County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 83234$120
Bannock County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$389,000
2026-03-31Price change$399,000
2026-02-09Price change$419,000
2025-12-29Price change$429,000
2025-11-05Price change$439,000
2025-10-07Listed for sale$455,000

For Sale by Agent

AgentChristine Eisenberg
BrokerageContinental Real Estate Group, Inc

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