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3001 Bell Rd, Philpot, KY, 42366

3beds
3baths
2,532sqft
$839,900
$332price/sqft
$5,437/moest. monthly cost
$217,480/yrincome needed

About This Home

Welcome to your own private retreat! Nestled on 13.066 partially wooded acres, this beautiful Benny Clark-built home (2017) offers the perfect blend of quality craftsmanship, comfort, and peaceful country living. Featuring 2,532 square feet, this well-designed home includes 3 bedrooms, 2 full baths, and 1 half bath with an open, inviting layout. The spacious kitchen is appointed with custom cabinetry, granite countertops, and abundant workspace, making it ideal for both everyday living and entertaining. The primary suite is a true retreat with a luxurious tiled walk-in shower and a large walk-in closet. Step outside and enjoy the inground saltwater pool, installed in 2023, perfect for relaxing and entertaining while overlooking the serene surroundings. Need space for hobbies, equipment, or a business? The brand-new 40' x 60' pole barn is an incredible addition, featuring 16-foot walls, a concrete floor, 24' x 40' concrete apron, two 14' x 14' overhead doors, and a 10' x 12' side overhead door, offering endless possibilities. If you've been searching for privacy, acreage, modern amenities, and an exceptional outbuilding, this one checks all the boxes. 13.066 acres • 3 Bedrooms • 2.5 Baths • 2,532 Sq. Ft. • Saltwater Pool • New 40' x 60' Pole Barn • Built in 2017

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

4/10
9/10
7/10

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Dimensional
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Microwave,Refrigerator,Oven,Tankless Water Heater
  • Laundry features: W/D Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Granite,Master Downstairs,Walk-In Closet(s),Walk-in Shower
  • Window features: Window Treatments
  • Flooring: Carpet,Tile
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Partially Floored,Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,532

Heating & Cooling

  • Heating features: Heat Pump,Propane
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,532
  • Total interior livable area: 2,532 sqft

Kitchen

  • Features: Eat-in Kitchen

Master Bedroom

  • Level: First

Property

Features

  • Levels: One and One Half
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Patio,Rear Porch,Front Porch
  • Exterior features: Scenic
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 13.07 Acres
  • Features: Secluded,Landscaped,Wooded
  • Lot size dimensions: 13.066 acres

Parking

  • Total spaces: 5
  • Parking features: Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Earthquake
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,246$50,952
Home Insurance *$426$5,112
Property Taxes $566$6,792
Electricity $199$2,399
Total$5,437$65,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,411/yr
40% on housing$163,110/yr
45% on housing$144,986/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 25.0%
25.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 42366$134
Daviess County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 42366$157
Daviess County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$824,900
2026-07-31Listed for sale$839,900
2025-11-17Listing removed--
2025-10-12Pending sale$699,000
2025-10-07Listed for sale$699,000

For Sale by Agent

AgentKelly Burke
BrokerageTriple Crown Realty Group

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